The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration
14 months
Introductory balance transfer rate applies for 14 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.98%
Introductory balance transfer fee of 2.98% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£15,000
A minimum income of £15000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
Transactions made in foreign currencies within Europe are charged a 0.00% fee.
Air Miles
no
Not applicable
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£15,000
A minimum income of £15000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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