Post Office Credit Card
Exclusive 4 x 0% offer: 0% commission on purchases abroad. 0% on purchases for 3 months and balance transfers for 12 months, 0% on balance transfers again on your 1st and 2nd anniversaries. Typical 16.9% APR (variable).
 |  Compare Post Office Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | |||||||
| Company: | Post Office Ltd www.postoffice.co.uk  | |||||||
| Product: | Credit Card | |||||||
| Apply via this site: |  | |||||||
| Card Details | ||||||||
 Card Issuer: | The card is issued by Bank of Ireland (NI). | |||||||
| Type: | This card is available as Visa or Mastercard | |||||||
| APR - Purchases: | The typical APR is 16.9% p.a. | |||||||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | |||||||
| Duration of Purchases Rate: | 3 months | |||||||
| Balance Transfer AER: | The annual rate for balance transfers is 16.9%. | |||||||
| Duration of Balance Rate: | 12 months | |||||||
| Balance Transfer Fee (%): | Each balance transfer is subject to a fee of 2.98%. | |||||||
| Application Criteria | ||||||||
| Min Age (yrs): | Minimum age for applicants is 18 years. | |||||||
| Min Income (£pa): | There is a minimum income required of £8000. | |||||||
| Introductory Rates | ||||||||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0% APR. | |||||||
| Intro BalanceTfr Fee (%): | Each balance transfer is subject to a fee of 2.98%. | |||||||
| Max Bal Transfer Fee (£): | Unlimited | |||||||
| Intro BT Window Duration: | Balance transfers made within 3 months will receive the introductory offer associated with this card. | |||||||
| Rates | ||||||||
| Cash Advance AER: | The annual interest rate for cash advances is 26.9%. | |||||||
| Benefits | ||||||||
| Cash-Back Reward: | A cashback reward scheme is not available. | |||||||
| Air Miles: | Not applicable | |||||||
| Other Incentives: | This credit cards provides access to a unique loan facility, otherwise unavailable to the public. Payment plan with lower interest rate
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| Shopping Reward Prog: | No shopping reward program available. | |||||||
| Fees & Charges | ||||||||
| Annual Fee (£): | No annual fee | |||||||
| International Charges %: | No fee charged for transactions made in foreign currencies. | |||||||
| Interest Charged from: | Paid in full (or transferred to a Payment Plan where the relevant interest rate will apply) (the 0% introductory interest rate applies only to introductory period) | |||||||
| Interest Free Period: | Up to 56 days interest free period. | |||||||
| Min Payment £: | The monthly minimum payment will be made up of the greater of 2.5% of the outstanding balance on your account (as shown on your statement) or £5.00, or the outstanding balance if less than £5.00, plus any monthly payment under the Payment Plan Programme. | |||||||
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| Products: | www.postoffice.co.uk Credit Cards | |||||||
