Full product details for the Post Office Classic Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 9 ratings
9 customers rated their Post Office credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0% APR
Intro Balance Transfer Duration
14 months
Introductory balance transfer rate applies for 14 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.98%
Introductory balance transfer fee of 2.98% applied
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£8,000
A minimum income of £8000 per annum is required.
Annual Fee
£0
There is no annual fee
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
Transactions made in foreign currencies within Europe are charged a 0.00% fee.
Air Miles
no
No air miles programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£8,000
A minimum income of £8000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Post Office Classic Card With These Credit Cards
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a