Full product details for the Northern Bank Standard Visa Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 2 ratings
2 customers rated their Northern Bank credit card as 3.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
5 months
Introductory balance transfer rate applies for 5 months.
Intro Balance Transfer Window
5 months
Balance transfers made within 5 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
0%
No introductory balance transfer rates available.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
5 months
Introductory purchase rate applies for 5 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee
Representative APR
22.9%
Representative APR is 22.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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