Full product details for the Nationwide Select Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 83 ratings
83 customers rated their Nationwide credit card as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate
0%
The introductory interest rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3.1%
Introductory balance transfer fee of 3.10% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
12 months
Introductory purchase rate applies for 12 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£5,000
A minimum income of £5000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.5%
Customers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend, on Purchases, that the customer hasn't earned they will incur a charge of 2.50%, which is applied to the value of each foreign current transaction.
Air Miles
no
There is no travel reward programme available.
Availability
restricted
To be eligible you have to hold a FlexAccount with a Visa debit card (not cash card+) and
pay in £750 or more each month (excluding internal transfers).
.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£5,000
A minimum income of £5000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Nationwide Select Credit Card With These Credit Cards
Gold Credit Card offers an over cut off point charge of £0.
Initial balance transfer window of 5 months is available with Gold Credit Card.
Get a max lost luggage cover of £6,000.
Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a