Nationwide Select Credit Card

Full product details for the Nationwide Select Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 83 ratings
83 customers rated their Nationwide credit card as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Card
Compare...
258 credit cards...
All Nationwide Credit CardsAll Nationwide Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Nationwide Select Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate0%The introductory interest rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration20 monthsIntroductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window3 monthsBalance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3.1%Introductory balance transfer fee of 3.10% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration12 monthsIntroductory purchase rate applies for 12 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£5,000A minimum income of £5000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR12.9%Representative APR is 12.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.5%Customers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend, on Purchases, that the customer hasn't earned they will incur a charge of 2.50%, which is applied to the value of each foreign current transaction.
Air MilesnoThere is no travel reward programme available.
AvailabilityrestrictedTo be eligible you have to hold a FlexAccount with a Visa debit card (not cash card+) and pay in £750 or more each month (excluding internal transfers). .
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I just love getting emails with money saving ideas and vouchers with no catches, its great!
Ms Chapman

Compare Nationwide Select Credit Card With These Credit Cards

Bank of Ireland MasterCard Credit Card

  • You get mthly balance transfer rate of 1.385%.
  • 24.9% cash advance rate is available to you.
  • £0 minimum balance transfer fee is offered with MasterCard Credit Card.
  • Get an average balance transfer rate of 17.9% from this MasterCard Credit Card.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Clydesdale Bank Gold MasterCard

  • This credit card gives a 11.9% std balance transfer rate.
  • £3 minimum balance transfer fee is available.
  • Get 0.945% mthly balance transfer rate from Clydesdale Bank.
  • 0% monthly balance transfer intro rate is offered.
  • This credit card gives an initial purchase duration of 3 months.
  • £3 minimum intro balance transfer fee is offered with Gold MasterCard.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank ActionAid Flat Rate Visa Credit Card

  • Intro purchase rate of 12.9% is offered.
  • You have the benefit of 12.9 percent purchase rate AER from The Co-operative Bank.
  • A £0 yearly fee is offered.
  • Get maximum balance transfer fee of £0.
  • Have the benefit of 12.9% cash loan rate.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Northern Bank Gold Credit Card

  • Minimum bal transfer fee of £0 is offered.
  • Gold Credit Card offers an over cut off point charge of £0.
  • Initial balance transfer window of 5 months is available with Gold Credit Card.
  • Get a max lost luggage cover of £6,000.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a

The Co-operative Bank Woodland Trust Flat Rate

  • The credit card offers a 12.9% cash advance rate.
  • £0 maximum balance transfer fee is offered with this credit card.
  • Get 12.9 percent purchase interest AER.
  • 12.9% representative APR is available with the credit card.
  • You get 1.019% monthly purchase intro rate from the credit card.
  • This credit card offers a 0% cash loan charge.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Halifax Clarity Credit Card (Online)

  • Halifax gives balance transfer fee of 0%.
  • Get a minimum balance transfer fee of £0 from this Clarity Credit Card (Online).
  • Applicants get introductory purchase rate of 12.9 percent.
  • Enjoy a cash credit rate of 12.9%.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

MBNA London Irish

  • The credit card offers limitless cash credit limit.
  • The credit card offers 9 months introductory purchase duration.
  • The credit card offers a 0 percent mthly balance transfer intro rate.
  • Introductory balance transfer window of 90 days is available with London Irish.
  • The credit card has a 27.9% cash advance rate.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).