Nationwide Credit Card (Purchases)
Full product details for the Nationwide Credit Card (Purchases), including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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Nationwide Credit Card (Purchases) Features & Benefits
| Representative Example | The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable). | |
| Intro Balance Transfer Window | 3 months | Balance transfers made within 3 months will receive the introductory offer associated with this card. |
| Intro Balance Transfer Fee | 3.1% | Introductory balance transfer fee of 3.1% applied. |
| Intro Purchase Rate | 0% | The introductory rates for purchases is 0.0%. |
| Intro Purchase Duration | 6 months | Introductory purchase rate applies for 6 months. |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £5,000 | A minimum income of £5000 per annum is required. |
| Annual Fee | £0 | There is no annual fee. |
| Representative APR | 15.9% | Representative APR is 15.9%. |
| Cashback & Rewards Credit Card | yes | |
| International Charges | 2% | Customers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend, on Purchases, that the customer hasn't earned they will incur a charge of 2.00%, which is applied to the value of each foreign current transaction. |
| Air Miles | no | There is no travel reward programme available. |
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Compare Nationwide Credit Card (Purchases) With These Credit Cards
American Express Platinum Cashback Credit Card
- Applicants get standard cashback rate of 1.25 percent.
- Initial purchase rate of 14%.
- A max cashback rate of 5% is offered by American Express.
- 28% cash advance rate is available with the credit card.
- Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Barclaycard Flexi-Rate Min Repay
- Maximum purchase protection cover of £5,000.
- Get a monthly balance transfer rate of 1.313% from this credit card.
- This credit card gives a 27.9 percent cash advance rate.
- This credit card gives a 1.313% monthly purchase intro rate.
- Barclaycard offers minimum bal transfer fee of £0.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
First Trust Credit Card Option 3
- You can benefit from balance transfer fee of 0%.
- The First Trust credit card has a monthly balance transfer rate of 1.164%.
- Minimum bal transfer fee of £0 is available with the credit card.
- Customers benefit from 14.9% cash loan rate.
- You will have the benefit of maximum balance transfer fee of £0.
- You benefit from 14.9 percent std balance transfer rate from First Trust.
- Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).
Smile Classic Visa (Current Account holders)
- Smile gives balance transfer fee of 0 percent.
- 25.9% cash credit rate is offered.
- A monthly balance transfer intro rate of 1.313 percent is available from Smile.
- £0 maximum balance transfer fee.
- 0.25% minimum cashback rate.
- Get 16.9% representative APR.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Ulster Bank Gold MasterCard
- Get an introductory balance transfer duration of 12 months.
- Get an initial purchase duration of 6 months from the credit card.
- Std balance transfer rate of 16.9 percent.
- New customers can get 2.9 percent balance transfer fee.
- Ulster Bank offers maximum purchase protection cover of £3,500.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
The Co-operative Bank ActionAid Standard Visa Credit Card
- Get 18.9% purchase rate AER from The Co-operative Bank.
- Benefit from £0 annual fee from The Co-operative Bank.
- You have the benefit of 0 percent balance transfer fee from this credit card.
- ActionAid Standard Visa Credit Card has 6 months initial purchase duration.
- Mthly balance transfer rate of 1.456 percent is offered to you.
- Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
HSBC Premier Credit Card
- You get mthly balance transfer rate of 0.945%.
- Get a yearly fee of £0.
- Get £300 cash loan limit from HSBC.
- Have the benefit of free statement copies with this HSBC credit card.
- Applicants get cash advance rate of 11.9%.
- Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).
