Nationwide Credit Card (Balance Transfer)

Full product details for the Nationwide Credit Card (Balance Transfer), including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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83 customers rated their Nationwide credit card as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
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All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Nationwide Credit Card (Balance Transfer) Features & Benefits

Representative ExampleThe annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Intro Balance Transfer Rate0%The introductory interest rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration20 monthsIntroductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window3 monthsBalance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3.1%Introductory balance transfer fee of 3.10% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£5,000A minimum income of £5000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR15.9%Representative APR is 15.9%.
Cashback & Rewards Credit Cardyes 
International Charges2%Customers will earn commission-free allowance when using their credit card in the UK. For every £5 spent on purchases they will earn equivalent of £1 towards their commission-free allowance. Customers can use their accrued allowance to make commission-free purchases in non sterling currencies, this spend will not have any third party or commission charges applied to it. For any foreign spend, on Purchases, that the customer hasn't earned they will incur a charge of 2.00%, which is applied to the value of each foreign current transaction.
Air MilesnoThere is no travel reward programme available.
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Compare Nationwide Credit Card (Balance Transfer) With These Credit Cards

Bank of Ireland MoneyBack Gold MasterCard

  • 17.9% purchase rate AER is offered to customers.
  • Benefit from free statement copies with the Bank of Ireland credit card.
  • You get maximum cashback rate of 0.5%.
  • Customers have the benefit of 0% introductory purchase rate from Bank of Ireland.
  • You get 3 months initial purchase duration from this credit card.
  • The Bank of Ireland credit card has a 2.98% initial balance transfer fee.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Barclaycard Flexi-Rate 5% Repay

  • New customers get £5,000 bal transfer limit from this credit card.
  • Get a bal transfer fee of 2.5 percent from the credit card.
  • New customers get unlimited maximum intro balance transfer fee from the credit card.
  • Applicants benefit from 60 days introductory balance transfer window from Barclaycard.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Clydesdale Bank Gold MasterCard

  • Get 16.9 percent representative APR from Clydesdale Bank.
  • Applicants can enjoy 16 months initial balance transfer duration.
  • This credit card offers a £3 minimum intro balance transfer fee.
  • Get a purchase rate AER of 16.9% from the Gold MasterCard.
  • The credit card has a 27.9 percent cash loan rate.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

RBS Platinum Card

  • You can get 1.385% mthly balance transfer rate.
  • Platinum Card offers an introductory balance transfer rate of 0 percent.
  • 17.9% std balance transfer rate.
  • Applicants take advantage of 22 months initial balance transfer duration.
  • The credit card has an intro purchase rate of 0%.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

RBS YourPoints World MasterCard

  • £750 cash advance limit is available with this credit card.
  • The credit card offers a minimum bal transfer fee of £5.
  • Max credit limit of £20,000 is available with the credit card.
  • 0% initial purchase rate is available.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Nationwide Credit Card (Purchases)

  • Credit Card (Purchases) offers a cash credit rate of 27.9 percent.
  • This credit card offers a 10% purchase interest rate AER.
  • You will get 3.1 percent intro balance transfer fee.
  • A £5 minimum bal transfer fee is available.
  • Customers get 0% monthly purchase intro rate from the Credit Card (Purchases).
  • Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).