Full product details for the Nationwide Classic Visa credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory interest rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration
15 months
Introductory balance transfer rate applies for 15 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£6,000
A minimum income of £6000 per annum is required
Annual Fee
£0
There is no annual fee.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
No fee charged for transactions made in foreign currencies within Europe. A 1.00% fee is charged by Visa in the rest of the world.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£6,000
A minimum income of £6000 per annum is required
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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