NatWest Private Banking Credit Card Full product details for the NatWest Private Banking Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 124 ratings
124 customers rated their NatWest credit card as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
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NatWest Private Banking Credit Card Features & Benefits
Representative Example The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable). Intro Balance Transfer Rate 0% The introductory rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration 13 months Introductory balance transfer rate applies for 13 months.
Intro Balance Transfer Window 3 months Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee 2.9% Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate 0% The introductory rate for purchases is 0.0% APR.
Intro Purchase Duration 6 months Introductory purchase rate applies for 6 months.
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum sole income of £100000 p.a or £50,000 of savings held with Natwest is required to open this account.
Annual Fee £0 There is no annual fee.
Representative APR 14.9% Representative APR is 14.9%.
Cashback & Rewards Credit Card yes
International Charges 2.75% Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles no Air Miles not available.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Existing Customers Only no yes
Minimum Age 18 years Minimum age for applicants is 18 years.
Minimum Income £100,000 A minimum sole income of £100000 p.a or £50,000 of savings held with Natwest is required to open this account.
Credit Rating very good Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
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Simple easy to used site, good guides and answers and easy to navigate to where you want to be.
David C.
Good,clear website. Always has something new, and reminds us of the good, the bad and the ugly,
Barratt
Good information that's useful to me.
Jane H.
Great site, very informative!
Bev
Thanks. The material has been quite interesting and relevant to my needs.
Tony
Great for info, very informative and very handy.
A. Stevenson
Thanks, you have made some good points that I had not thought of but will do now.
April
So easy to use and find things quickly. It's definitely my first port of call when buying things!! Well done!
P Wilson
Easy access to concise information.
P Fenwick
Helpful and useful information.
Karen
Compare NatWest Private Banking Credit Card With These Credit Cards Unlimited max intro balance transfer fee is offered to applicants. Initial purchase duration of 3 months is available. Cash loan rate of 27.9 percent is offered with Gold MasterCard. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). A cash advance rate of 12.9% is offered by The Co-operative Bank. Clear Visa Card gives a yearly fee of £0. Cash loan charge of 0% is offered to new customers. Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
The National Trust MasterCard credit card has £50,000 balance transfer limit. 3 months intro purchase duration is available. Standard balance transfer rate of 18.9% is offered to you. Take advantage of an initial balance transfer rate of 0%. 0 percent mthly balance transfer intro rate is available. 1.4566% monthly balance transfer rate. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Applicants get £0 yearly fee. An introductory purchase duration of 9 months is available from HSBC. You get 0% intro purchase rate from HSBC. 11.9% cash credit rate. The credit card offers a 0.945% mthly balance transfer rate. Intro purchase duration of 9 months is offered. Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).
Customers will enjoy 12.9% std balance transfer rate. Mthly balance transfer rate of 1.019 percent is offered. New customers can enjoy cash loan charge of £0. The credit card offers a £0 minimum balance transfer fee. Take advantage of a cash loan charge of 0% from this credit card. New customers get 1.019 percent mthly purchase intro rate from this credit card. Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable). Get a minimum bal transfer fee of £5 from this credit card. New customers get 0 percent monthly balance transfer intro rate. AA Rewards Credit Card has an intro balance transfer window of 90 days. Customers take advantage of 0% introductory purchase rate from this credit card. Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).