NatWest Platinum Card
Compare the NatWest Platinum Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare NatWest Platinum Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | NatWest www.natwest.co.uk | ||
| Product: | Platinum Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by NatWest. | ||
| Type: | This card is available as Visa or Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 25 years. | ||
| Min Income (£pa): | There is a minimum income required of £25000. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | No introductory rate for balance transfers available. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 4.9% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 16.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 16.9%. | ||
| Balance Transfer Fee (%): | Customers applying for a credit card over the Internet/Phone will be offered a 2.90% BT fee, (minimum £5). | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | Air Miles are not offered. | ||
| Other Incentives: | NatWest Wine Club Exclusive cardholder offers and occasional free gifts. More details can be found on 0870 162 0331 (6p per minute). Travel Service Savings on holidays to destinations worldwide are available through the NatWest Travel Service. Free Travel Advice Helpline The cardholder can phone this helpline number for advice on visas, passports, health and vaccination requirements. While they are away, the helpline can be used to relay important messages, to track down lost articles, to provide emergency cash up to £250 (subject to a suitable guarantee of repayment within three months) and to arrange for medical supplies or documents left behind to be forwarded. The helpline service will, if the cardholder requires medical treatment overseas, arrange and pay up to £500 for the first consultation with a suitable local medical practitioner and any essential medical transport. Access to a local legal practice can also be provided and in certain circumstances the fee for the first hour of consultation will be met. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | No annual fee is payable. | ||
| International Charges %: | In respect of all foreign currency transactions there is an administration levy equivalent to 2.75% of the transaction value. | ||
| Interest Charged from: | If the outstanding balance is not repaid within the 25 day period, interest will be charged on the outstanding balance from the transaction date of each purchase, as shown on the statement, until full repayment is credited to the account. Interest on all balance transfers and advances will be charged from the date the revelant balance transfer or advance was debited to the account until full repayment is made. From 1st August statements, if customers only pay off part of the balance, interest will be charged on the outstanding amount from the date of the transaction and on any new purchases until the balance is paid off in full. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | If the outstanding balance on the monthly statement is less than £5, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is £5 or more, they must pay a minimum of £5 or 2.25% of the balance, whichever is greater. | ||
| Compare | |||
| Products: | www.natwest.co.uk Credit Cards | ||
