Full product details for the NatWest Platinum Card (Online) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 124 ratings
124 customers rated their NatWest credit card as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
0.0% APR during introductory period.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Availability
restricted
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Thank you for clearing up my concerns. I found the information very useful.
Sue
Well explained in a language that even i can understand. A helpful warning for the future.
Helpful!
Ian
Good sound advice
Gael
Superb site, it always help to find good deals in town and save time. Thanks
Kaiser E
Love visiting all the different deals on your site, and have used a lot of the fantastic offers. Glad I found you, thanks.
Pat M.
I find this site very relevant to my shopping needs. Keep up the good work!
Ailsa C.
Good site. Gave me a lot of useful information, thanks.
Ian
This has helped considerably, I will have it on my faves for looking back at when deciding how to invest, thanks.
Gael
I was after info regarding ISAs as I knew NOTHING and your website pointed me in the right direction! Thanks.
Clarkson-leach
Compare NatWest Platinum Card (Online) With These Credit Cards
American Express credit card has a purchase rate AER of 20 percent.
This credit card offers a maximum purchase protection cover of £20,000.
A 28 percent cash advance rate is available.
Representative APR of 34.5 percent is available with Starwood Preferred Guest Credit Card from AMEX.
Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a