Full product details for the NatWest Platinum Card Ex/C credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 124 ratings
124 customers rated their NatWest credit card as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
0.0% APR during introductory period.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
3 months
Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£10,000
A minimum income of £10000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare NatWest Platinum Card Ex/C With These Credit Cards
Coutts offers monthly balance transfer rate of 1.15 percent.
You take advantage of £0 over cut off point charge.
£1,000 cash credit limit is offered with the credit card.
1.15 percent mthly purchase intro rate.
Get £0 minimum balance transfer fee from Coutts.
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a