NatWest Gold Card

Full product details for the NatWest Gold Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

NatWest Gold Card Features & Benefits

Intro Balance Transfer Rate16.9No introductory rate for balance transfers available.
Intro Purchase Rate4.9%4.9% APR during introductory period.
Intro Purchase Duration9 months 
Minimum Age21 yearsMinimum age for applicants is 21 years.
Minimum Income£20,000A minimum income of £20000 is required on this product.
Annual Fee£0There is no annual fee.
International Charges2.75%In respect of all foreign currency transactions there is an administration levy equivalent to 2.75% of the transaction value.
Air MilesnoAir Miles are not offered.
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Compare NatWest Gold Card With These Credit Cards

Smile Classic Visa (non Current Account holders)

  • 25.9 percent cash advance rate is offered with this credit card.
  • Get a minimum moneyback rate of 0.25 percent.
  • £0 minimum bal transfer fee is available with Classic Visa (non Current Account holders).
  • Enjoy a bal transfer fee of 0 percent.
  • Applicants get limitless maximum cashback spend from this credit card.
  • Representative Example: The annual purchase rate is 20.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.9% (variable).

Smile Classic Visa (Current Account holders)

  • A cash loan rate of 25.9 percent is offered by Smile.
  • New customers get unlimited max cashback spend from Smile.
  • Applicants get £0 annual fee from Smile.
  • A minimum money back rate of 0.25 percent is available from Smile.
  • Bal transfer fee of 0% is available with the credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Ulster Bank Gold MasterCard

  • The credit card has 12 months introductory balance transfer duration.
  • Get 6 months introductory purchase duration from Ulster Bank.
  • Get £300 cash loan limit from Ulster Bank.
  • The credit card offers an initial balance transfer rate of 3.9%.
  • Enjoy free statement copies with this Gold MasterCard.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA RSPCA Visa Card (Direct)

  • You can take advantage of 0% initial purchase rate.
  • Get 18.9% standard balance transfer rate from MBNA.
  • Get £3 minimum introductory balance transfer fee.
  • Limitless max intro balance transfer fee is offered.
  • Monthly balance transfer rate of 1.4566% is available with RSPCA Visa Card (Direct).
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Lloyds TSB Advance MasterCard

  • 4.9 percent initial balance transfer rate is offered with Advance MasterCard.
  • Introductory balance transfer window of 90 days is offered with the credit card.
  • £0 minimum introductory balance transfer fee is available with Advance MasterCard.
  • Get 0% mthly purchase intro rate from Lloyds TSB.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).