Mint mc2 MasterCard

Compare the Mint mc2 MasterCard with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.credit pet pet
MintCompareCompare Mint mc2 MasterCard details directly with other credit cards or compare credit cards using our credit card comparison tables.
Company:Mint
www.mint.co.uk
Mint
Product:mc2 MasterCard
 
Apply via this site:Not available
Card Details 
Card Issuer:The card is issued by Royal Bank of Scotland.
Type:This item is only available as a Mastercard
Application Criteria 
Min Age (yrs):Minimum age for applicants is 18 years.
Min Income (£pa):The Mint Card is available subject to approval only to persons with a minimum income of at least £10,000 per year.
Introductory Rates 
Intro Bal Tran Rate AER:No introductory rate for balance transfers available.
Max Bal Transfer Fee (£):No balance transfer fee payable after the introductory period.
Intro Purchase Rate AER:The introductory rates for purchases is 4.9%.
Rates 
APR - Purchases:The typical APR is 16.9% p.a.
Balance Transfer AER:The annual rate for balance transfers is 16.9%.
Balance Transfer Fee (%):No balance transfer fee payable after the introductory period.
Cash Advance AER:The annual interest rate for cash advances is 27.9%.
Benefits 
Cash-Back Reward:A cashback reward scheme is not available.
Air Miles:There is no travel reward programme available.
Other Incentives:
MINT Travel Service:

The website now enables MINT credit cardholders to:
- Book online for UK and world-wide hotels, car hire, airport car parking, hotels and lounges
- Search a superb range of offers on all types of holidays - summer and winter sun, ski, late deals, city breaks and many more
- Order copies of travel brochures and have them sent to their home address
- Access a wealth of useful holiday destination information (including Foreign Office advice, destination facts and info and weather guides)
 
What's more - the site also contains access to a select number of bookable unique travel experiences under the "Be There, Discover It" section, including opportunities to swim with the dolphins, sink Singapore slings at Raffles or explore the Great Wall of China.

And , when customers book their holiday either on line or through our advanced tele-travel booking system, and pay with the MINT Credit Card they won't be charged the 1% surcharge most travel companies incur for payments by card.

Mint has also teamed up with Universal Group to offer it's customers discounts on DVDs, CDs and PC games.


PrivacyGuard

Mint offer a PrivacyGuard Service which aims to assist customers in repairing their credit record when they have become victims of identity theft. PrivacyGuard includes an Identity Theft and Fraud Protection proposition powered by Experian. The service will help to protect consumers against identity fraud and assist them in recovering their identity in instances of fraud that occur - not just on their credit card, but on any financial services products held with any financial institution. It provides comprehensive credit monitoring and identity fraud protection and notifies members whenever key changes occur on their credit report. If members become victims of identity theft, they have immediate access to a highly skilled network of individuals to tackle the problem on their behalf and can claim against the cost of recovering their identity.

Key Features

- Credit reports: unlimited access to a comprehensive and detailed view of a customers credit history. The information is presented in an easy to understand and straightforward format.
- Credit score: a personalised credit score together with specialist advice to allow a customer to assess and manage their credit status.
- Credit alerts: comprehensive monitoring system that provides front-line defence against fraudulent or unauthorised activity on an individual's credit report.
- Credit query resolution: support from expert staff trained to assist customers in resolving their credit report disputes and queries.
- Fraud resolution: assistance provided by a dedicated team with access to a significant lender network to help a customer recover from identity fraud.
- Identity theft insurance: extensive protection to help cover the costs associated with re-building an identity.

The service costs £6.99 per month.Customers signing up to the service in the first 6 months will receive a £10 voucher which can be offset against the purchase of a shredder to help safeguard their financial privacy.

Shopping Reward Prog:
Mint+ Wine
The Mint Wine Club in association with Laithwaites lets the cardholder enjoy fine wines from around the world. Once they have joined they will receive regular updates of wine lists and special offers, including exclusive tasting events.

Mint+ Travel

By monitoring the market place Mint will bring the cardholder regular special offers throughout the year. From skiing to scuba, weekend breaks to exotic long haul destinations and family holidays. Or if looking for theatre breaks, health spas, activity days or events and tickets to sporting occasions give Mint a call. They will waive the 1.5% fee normally charged by travel agents on any booking made using the Mint Card.

Mint+ Magazines
Mint can get discounts on over 100 magazines, delivered to the cardholder's door.
Fees & Charges 
Annual Fee (£):There is no annual fee.
International Charges %:Foreign Exchange transactions are subject to a conversion fee of 2.75% (including purchase of foreign currency and travellers' cheques).
Interest Charged from:
For purchases and advances (excluding 'Transfer and Save') Mint will charge interest from the date of transaction, on the amount of the transaction. For cheques (including 'Transfer and Save') they will charge interest, from the date the transaction is charged to the account, on the amount of the cheque.

If customers only pay off part of the balance, interest will be charged on the outstanding amount from the date of the transaction and on any new purchases until the balance is paid off in full. If you are charged interest on your account in any statement, this will be a minimum of 50 pence.
Interest Free Period:Up to 56 days interest free period.
Min Payment £:The minimum payment will be 2.25% of the new balance shown on the statement; or £5 whichever is more. However, if the new balance is less than £5, the cardholder must pay the full new balance.
Compare 
Products:www.mint.co.uk Credit Cards
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