Marks & Spencer '&more' MasterCard
Compare the Marks & Spencer '&more' MasterCard with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare Marks & Spencer '&more' MasterCard details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Marks & Spencer Money www.marksandspencer.com | ||
| Product: | '&more' MasterCard | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by HSBC. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | All balances transferred within six months of account opening are fixed at 0.0%. | ||
| Intro BalanceTfr Fee (%): | A fee of 2% (minimum £5) will be charged for each balance transfer. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | A fee of 2% (minimum £5) will be charged for each balance transfer. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 23.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | 5% off Marks and Spencer Home, Car, Pet and annual Travel Insurance when the annual premium is paid in full with the &MORE Credit Card. &MORE Travel Club in association with Thomas Cook. Save 10% on millions of holidays The exclusive 10% saving applies to a great selection of tour operators and is deducted from the total cost of your booking, not just the basic price, when you pay with your &MORE credit card. Even better, there's no credit card booking fee, saving an extra 2%. On top of that, earn &MORE points to spend on lots of holiday treats in Marks & Spencer. Free Travel Money: The cardholder can purchase commission free travel money using their '&more' credit card and have it delivered free to their home for orders over £500 (£5 charge for orders under £500). Insurance 5% off Marks & Spencer Home, Car, Pet and Annual travel Insurance when the annual premium is paid with the &MORE Credit Card. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | A 2.75% commission is payable on all transactions that are not in sterling. | ||
| Interest Charged from: | If the cardholder pays in full the present balance shown on the current statement by the payment due date but did not pay in full the present balance shown on the last statement by the payment due date, Marks & Spencer will charge interest on each retail purchase shown on the current statement but only from the relevant transaction date to the current statement date. In all other cases they will charge interest from the transaction date until they have paid the amount they own in full. | ||
| Interest Free Period: | Up to 55 days interest free period. | ||
| Min Payment £: | Must pay a minimum payment of £5.00 or 2.50% of the present balance (whichever is the greater) on or before the 25th day following the statement date. | ||
| Compare | |||
| Products: | www6.marksandspencer.com Credit Cards | ||
