M&S Bank M&S Credit Card

Full product details for the M&S Bank M&S Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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23 customers rated their M&S Bank credit card as 4.4 out of 5 in our Consumer Finance Awards and Reviews.
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M&S Bank M&S Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate0%0.0
Intro Balance Transfer Duration12 months12
Intro Balance Transfer Window60 days60
Intro Balance Transfer Fee2.9%The intro balance transfer fee for this product is 2.9%
Intro Purchase Rate0%0.0
Intro Purchase Duration15 months15
Minimum Age18 years18
Minimum Income£00
Annual Fee£0There is no annual fee.
Representative APR16.9%Representative APR is 16.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%2.99
Air Milesno 
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Very easy to understand and no jargon.
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Compare M&S Bank M&S Credit Card With These Credit Cards

Barclaycard Platinum With BT (27 Mths)

  • The Platinum With BT (27 Mths) credit card has a £500 cash credit limit.
  • Minimum initial balance transfer fee of £0 is offered with this credit card.
  • Get a purchase interest AER of 18.9% from this Platinum With BT (27 Mths).
  • Mthly balance transfer rate of 1.456% is offered with this credit card.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

RSPB Standard

  • Maximum balance transfer fee of £0 is offered with the credit card.
  • Get a mthly balance transfer rate of 1.456 percent from the credit card.
  • A 18.9% std balance transfer rate is available.
  • You get £250 cash advance limit from the credit card.
  • This credit card offers a £0 annual fee.
  • The credit card gives a cash credit rate of 25.9 percent.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Marriott Rewards Credit Card

  • This Marriott Rewards Credit Card has a representative APR of 16.9 percent.
  • Get a cash advance rate of 23%.
  • New customers benefit from 0% intro balance transfer rate.
  • Get maximum purchase protection cover of £2,500.
  • You get £0 yearly fee from this Credit Card.
  • Representative Example: The annual purchase rate is 17% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Norwich & Peterborough Building Society N&P Credit Card

  • Get free statement copies with this Norwich & Peterborough Building Society credit card.
  • Get an initial balance transfer window of 90 days.
  • You will get mthly purchase intro rate of 0%.
  • Limitless cash credit limit is available with this credit card.
  • £0 annual fee is available with this credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Bank of Scotland Platinum Card

  • You can have the benefit of 17.9 percent cash credit rate.
  • 9 months introductory purchase duration is offered with this credit card.
  • Mthly purchase intro rate of 0 percent is offered with Platinum Card.
  • Customers get 17.9% std balance transfer rate from Bank of Scotland.
  • New customers get minimum balance transfer fee of £3.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Barclaycard Cashback Business Credit Card

  • 0 years minimum trading period is available.
  • £0 mininmum annual turnover is offered.
  • New customers can get monthly purchase intro rate of 0 percent.
  • Minimum money back rate of 0.5%.
  • This credit card has a 27.9 percent cash advance rate.
  • Representative Example: If you spend £1,500 at a purchase interest rate of 19.9% (variable) with a £32 annual Fee your Representative APR will be 25.1% (variable).