Full product details for the MBNA RSPCA Visa Card (Direct) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 109 ratings
109 customers rated their MBNA credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
Introductory balance transfer rate is0.0% for 12months.
Intro Balance Transfer Duration
12 months
Introductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days of account opening will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
4%
Introductory balance transfer fee of 4.00% applied.
Intro Purchase Rate
0%
Introductory purchase rate is 0.0% for 3 months.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Money Transfers
yes
Money transfers are available with this credit card.
Intro Money Transfer Rate
0%
The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration
12 months
Introductory rate applies for 12 months.
Intro Money Transfer Fee
4%
Introductory money transfer fee of 4% is applied.
Minimum Age
23 years
The recommended minimum age for applicants is 23 years.
Minimum Income
£20,000
The recommended minimum income for applicants is £20,000.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
No air miles incentive available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
23 years
The recommended minimum age for applicants is 23 years.
Minimum Income
£20,000
The recommended minimum income for applicants is £20,000.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Employment Status
Employed
You will need to be currently employed in order to be approved for the card.
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