MBNA Platinum Rewards Card
MBNA Platinum Rewards Card gives you 0% p.a. for 13 months on balance transfers made in the first 90 days (2.9% handling fee applies), 0% p.a. on card purchases* for 3 months from the date your account is opened, 15.9% APR Typical rate (variable), as well as one of the most comprehensive rewards programs on the market! Great Rates or Rewards? Have both with MBNA. Click here for further details.
 |  Compare MBNA Platinum Rewards Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | MBNA Europe www.mbna.co.uk  | ||
| Product: | Platinum Rewards Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Type: | This item is only available as a Visa card | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no stated minimum salary required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory balance transfer rate is 0.0% | ||
| Intro BalanceTfr Fee (%): | Cardholders may be charged a 2.90% handling fee (minimum of £3.00, no maximum) for transferring a balance, see terms and conditions for details. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 17.9%. | ||
| Balance Transfer Fee (%): | Cardholders may be charged a 2.90% handling fee (minimum of £3.00, no maximum) for transferring a balance, see terms and conditions for details. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | Airmiles reward programme available. | ||
| Other Incentives: | Na | ||
| Shopping Reward Prog: | Earn one point for every pound spent and redeem them for high street vouchers, wine, holidays, flights or even cash. If the card holder uses their card within 90 days from the date the account is opened the card holder will receive 2000 bonus point. TRAVEL Some other rewards schemes restrict you on travel. With MBNA Platinum Rewards you can be your own personal travel agent. Redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire. & you can pay part points and part cash, whatever suits you. ENTERTAINMENT From DVD players and televisions to family treats, we've got a huge range of things to choose from. SHOPPING Use your points in exchange for vouchers from your favourite high street shops including Selfridges, John Lewis, Boots, Halfords, WHSmith and Debenhams, plus many more. FLIGHTS Points can be used for flights- any airline, any time, any location. Package holidays, hotel accommodation, car rental and travel insurance. WINE Take your pick from our selection of handmade estate wines from around the world. All our wines are sourced by expert wine buyers at the UK's largest independent wine specialist. EXPERIENCES Days out including balloon flights, helicopter flights, luxury spa days, driving experiences, or even rounds of golf. CASH If you prefer straight cash, you can exchange your points for this too | ||
| Fees & Charges | |||
| Annual Fee (£): | Annual fee of £0.00 | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.99% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on the outstanding amount of any retail transaction starting on the transaction date and ending on the latest statement data, if the whole account balance as shown on the statement is paid within 28 days after the statement date. | ||
| Interest Free Period: | Up to 50 days interest free period. | ||
| Min Payment £: | If the balance shown on the cardholder's statement is less that £25, it will be the total amount of the statement balance; or if the balance shown on the statement is £25 or more, it will be whichever is the greater of £25; or the total of any Payment Protection Cover charges, interest and default charges plus £5. | ||
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| Products: | www.mbna.co.uk Credit Cards | ||
