Full product details for the MBNA American Express Rewards Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
Introductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days of account opening will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
4%
Introductory balance transfer fee of 4.00% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
23 years
The recommended minimum age for applicants is 23 years.
Minimum Income
£20,000
The recommended minimum income for applicants is £20,000.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
No travel reward programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Homeowner
yes
Applicants must be a homeowner.
Minimum Age
23 years
The recommended minimum age for applicants is 23 years.
Minimum Income
£20,000
The recommended minimum income for applicants is £20,000.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Employment Status
Employed
You will need to be currently employed in order to be approved for the card.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Pleased to be forewarned about ebay freelistings weekend as I wasn't planning on putting anything on this weekend but have now changed my mind - thank you :)
Allyson
It was straight forward and easy to find the information that i was looking for.
I always read your emails first to see what savings and special offers are around, I find it very useful and have told friends about it.
J. Barry
Easy to understand, with clear sensible advice.
Love visiting all the different deals on your site, and have used a lot of the fantastic offers. Glad I found you, thanks.
Pat M.
Valuable and upto date relevant info, thank you very much.
Jennifer
money.co.uk comes in very handy. It's full of useful information and there’s always good advice on how to save money, in all different areas.
Michelle E. from Leicester
Clear and precise, a brilliant site for anything money.
Great advance notice of the 90% deal at Southern trains
John K
I found this site very useful, especially in this bleak climate it is nice to know that you can save money. Well Done.
Compare MBNA American Express Rewards Credit Card With These Credit Cards