MBNA American Express Rewards Credit Card
The new MBNA Rewards American Express® Credit Card lets you get more from a credit card, and from life. Get 0% for 12 months on Balance transfers and 1 Reward point for every £1 spent. Typical 15.9% APR (variable).
 |  Compare MBNA American Express Rewards Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | MBNA Europe www.mbna.co.uk  | ||
| Product: | American Express Rewards Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no stated minimum salary required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory balance transfer rate is 0% | ||
| Intro BalanceTfr Fee (%): | Cardholders may be charged a 3.00% handling fee (minimum of £3.00, no maximum) for transferring a balance, see terms and conditions for details. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 15.9%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | Cardholders may be charged a 3.00% handling fee (minimum of £3.00, no maximum) for transferring a balance, see terms and conditions for details. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No travel reward programme. | ||
| Other Incentives: | MBNA TravelPlus VIP Service: The cardholder is entitled to exclusive discounts and valuable upgrades on everything form long-haul holidays to exclusive and boutique hotels through this service. The cardholder will be able to tailor flights, hotels and car hire to suit their own requirements and even save on bookings for peak periods like August and Easter. American Express Selects: Exclusive offers and discounts on the best leisure, dining and shopping offers through American Express SelectsSM. See American Express for further details. | ||
| Shopping Reward Prog: | Points scheme: Earn one MBNA Reward Pointsfor every pound spent and redeem them for high street vouchers, wine, holidays, flights or even cash. If the card holder uses their card within 90 days from the date the account is opened the card holder will receive 2000 bonus points. TRAVEL Unlike some other schemes, you're not restricted to limited travel offers. Use this service as your own personal travel agency and redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire. You can pay part points and part cash whichever suits you. ENTERTAINMENT From DVD players and televisions to family treats, we've got a huge range of things to choose from. SHOPPING Use your points in exchange for vouchers from your favourite high street shops including Selfridges, John Lewis, Boots, Halfords, WHSmith and Debenhams, plus many more. WINE Take your pick from our selection of handmade estate wines from around the world. All our wines are sourced by expert wine buyers at the UK's largest independent wine specialist. CASH If you prefer straight cash, you can exchange your points for this too | ||
| Fees & Charges | |||
| Annual Fee (£): | Annual fee of £0.00 | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.75% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on the outstanding amount of any retail transaction starting on the transaction date and ending on the latest statement data, if the whole account balance as shown on the statement is paid within 28 days after the statement date. | ||
| Interest Free Period: | Up to 56 days interest free credit on purchases only. | ||
| Min Payment £: | The minimum monthly repayment will be the lesser of 3.00% of your balance (minimum £25) or charges for Payment Protection Cover, interest, fees and default charges plus £5 or the balance, if this is less than £25. | ||
| Compare | |||
| Products: | www.mbna.co.uk Credit Cards | ||
