Luma Credit Card

Full product details for the Luma Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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Luma Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 35.9% p.a.(variable) so if you spend £1,200 your representative APR will be 35.9% (variable).
Intro Purchase Rate0%0.0
Intro Purchase Durationuntil Jul 2013 
Minimum Age18 years18
Minimum Income£10,00010000
Annual Fee£0There is no annual fee.
Representative APR35.9%Representative APR is 35.9%.
Cashback & Rewards Credit Cardno 
International Charges2.75%2.75
Air Milesno 
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Compare Luma Credit Card With These Credit Cards

The Co-operative Bank Clear Visa Card

  • Cash credit charge of £0 is available with this credit card.
  • 12.9 percent representative APR is available with the credit card.
  • Customers have the benefit of 12.9% cash credit rate from The Co-operative Bank.
  • Get 1.019% monthly balance transfer rate from The Co-operative Bank.
  • Customers get £0 maximum balance transfer fee from this credit card.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

The Co-operative Bank Platinum Fixed Rate Credit Card

  • The credit card has a max purchase protection cover of £3,500.
  • New customers can get 12.9 percent representative APR.
  • Get date of trans debit rate charged from from The Co-operative Bank.
  • The credit card gives a £0 minimum bal transfer fee.
  • 9.9 percent cash advance rate is available.
  • Take advantage of std balance transfer rate of 9.9 percent.
  • Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

National Trust The MasterCard

  • Get an introductory purchase duration of 3 months.
  • 18.9% std balance transfer rate.
  • Get £0 yearly fee from National Trust.
  • Take advantage of free statement copies with the credit card.
  • Cash credit rate of 27.9% is available to applicants.
  • Enjoy 0% introductory balance transfer rate from National Trust.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

WaterAid Fixed Rate Platinum Visa

  • Have the benefit of an annual fee of £0 from this Fixed Rate Platinum Visa.
  • WaterAid offers representative APR of 12.9%.
  • New customers get £250 cash loan limit from this credit card.
  • 11.9% standard balance transfer rate is available to you.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

WaterAid Standard Visa

  • Introductory balance transfer rate of 0% is offered with Standard Visa.
  • You get 6 months initial purchase duration from WaterAid.
  • Unlimited maximum intro balance transfer fee is offered with this credit card.
  • New customers benefit from 0% balance transfer fee from this credit card.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Santander Credit Card Online

  • Get a mthly purchase intro rate of 0 percent from this credit card.
  • Santander gives yearly fee of £0.
  • 27.9 percent cash loan rate is offered to new customers.
  • The credit card has a standard balance transfer rate of 17.9%.
  • Customers take advantage of intro purchase rate of 0 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Clydesdale Bank Business Card

  • Clydesdale Bank gives minimum trading period of 0 yrs.
  • You benefit from £0 mininmum yearly turnover from this Business Card.
  • Limitless maximum annual turnover is offered with this credit card.
  • Get representative APR of 16.9 percent.
  • This Business Card credit card has a cash loan rate of 27.9%.

NatWest Private Black Credit Card

  • New customers get 1.167% mthly balance transfer rate from this credit card.
  • Benefit from a purchase interest AER of 14.9 percent from the credit card.
  • Yearly fee of £0 is offered.
  • Maximumtravel delay benefit of £250.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).
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