Full product details for the Lloyds TSB Classic MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory rate for balance transfers is 4.9% APR.
Intro Balance Transfer Duration
3 months
Introductory balance transfer rate applies for 3 months.
Intro Balance Transfer Window
6 weeks
Balance transfers made within 6 weeks will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Lloyds TSB Classic MasterCard With These Credit Cards
0 percent balance transfer fee is available to you.
Customers enjoy 14.7% standard balance transfer rate from Coutts.
1.15% mthly balance transfer rate is offered to applicants.
Over cut off point charge of £0 is offered with Gold Card.
£0 maximum balance transfer fee is available with this credit card.
Balance transfer limit limitless is available.
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a