Full product details for the Lloyds TSB Advance MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory rate for balance transfers is 4.9% APR. on balances transferred in the first 6 weeks. This rate is fixed for 12 months if £100 of Purchases is made in the first 3 months. Otherwise it is fixed until 3 months after your account is opened. Your monthly payments reduce balance transfers first so you will pay interest on Purchases at the standard rate until balance transfers are paid off.
Intro Balance Transfer Duration
3 months
Introductory balance transfer rate applies for 3 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no mimimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
11.9%
Representative APR is 11.9%.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no mimimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Lloyds TSB Advance MasterCard With These Credit Cards
18.5 percent representative APR is offered to new customers.
Enjoy a purchase interest rate AER of 14%.
A cash loan rate of 28 percent is offered by American Express.
You get 1.25 percent minimum money back rate from this Platinum Cashback Credit Card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
The Gold Credit Card has a 41.6% representative APR.
Get £700 maximumtravel delay cover.
Intro balance transfer rate of 0%.
15.9 percent purchase interest rate AER is offered to new customers.
Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a