Cardholders can earn 1.3 airmiles for every £10 spent.
Airmiles can then be exchanged for flights, hotels, luxury cruises or closer to home facilities such as theatre trips, spa days or a deluxe selection of wine. Once the cardholder has spent £15,000 on the card in a year, they qualify for a free worldwide companion ticket.collapse
| Card Details | ||||
| Instant Online Decision | no | An instant online decision is available to applicants. | ||
| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Minimum Age | 18 years | Minimum age for applicants is 18 years. | ||
| Minimum Income | £250,000 | A minimum income of £250000 is required or have at least £1million of savings and investments. | ||
| Introductory Rates | ||||
| Intro Balance Transfer Rate | 0% | The introductory rate for balance transfers is 0.0% APR. | ||
| Intro Balance Transfer Duration | 6 months | Introductory balance transfer rate applies for 6 months. | ||
| Intro Balance Transfer Window | 0 months | Balance transfers made within 0 months will receive the introductory offer associated with this card. | ||
| Intro Balance Transfer Fee | 3% | Introductory balance transfer fee of 3.00% applied. | ||
| Minimum Intro Balance Transfer Fee | £0 | There is a 3.00% fee for balance transfers. | ||
| Intro Balance Transfer Offer Begins | when account opened | The introductory balance transfer offer duration begins when account opened. | ||
| Intro Balance Transfer Availability | during fixed term | The introductory balance transfer offer can be taken during fixed term. | ||
| Standard Rates | ||||
| Typical APR (Variable) | 45.2% | The typical APR is 45.2% p.a. | ||
| Cash Advance Rate | 27.9% | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | ||||
| Cashback & Rewards Credit Card | yes | yes | ||
| Cashback Reward | no | Y/n | ||
| Rewards | yes | yes | ||
| Reward Points | no | A points scheme is not available. | ||
| Air Miles | yes | Cardholders can earn 1.3 airmiles for every £10 spent. Airmiles can then be exchanged for flights, hotels, luxury cruises or closer to home facilities...expand | ||
| Shopping Rewards | no | A shopping rewards programme is not available. | ||
| Choice of Card Design | no choice | No choice of card design is available. | ||
| Payment Protection | no | Payment protection insurance is not available with this product. | ||
| Travel Insurance Cover | £0 | Travel Insurance is not available. | ||
| Lost Luggage Cover | no | Lost luggage cover not available. | ||
| Fees & Charges | ||||
| Annual Fee | £250 | Annual fee of £250.00 | ||
| Interest Free Period | 56 days | Up to 56 days interest free period. | ||
| Minimum Repayment % | 2% | The minimum monthly payment is the larger of £5 or 2% of the balance shown. | ||
| Minimum Repayment £ | £5 | The minimum monthly payment is the larger of £5 or 2% of the balance shown. | ||
| International Charges | 2.95% | Transactions made in foreign currencies within Europe are charged a 2.95% fee. | ||
| Late Payment Charge | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. | ||
