Full product details for the Lloyds TSB Private Banking Private Banking Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 6 ratings
6 customers rated their Lloyds TSB Private Banking credit card as 3.6 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration
6 months
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
10.9%
The introductory rate for purchases is 10.9% APR.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£250
Annual fee of £250.00
Representative APR
54.7%
Representative APR is 54.7%.
Cashback & Rewards Credit Card
yes
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
yes
Cardholders can earn 1.3 airmiles for every £1 spent. Airmiles can then be exchanged for flights, hotels, luxury cruises or closer to home facilities such as theatre trips, spa days or a deluxe selection of wine. Once the cardholder has spent £15,000 on the card in a year, they qualify for a free worldwide companion ticket.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
yes
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Lloyds TSB Private Banking Private Banking Credit Card With These Credit Cards
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1.53 percent mthly purchase intro rate is offered with this credit card.
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Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a
Limitless cash credit limit is available with Private Banking High Net Worth Credit Card.
New customers enjoy £0 minimum initial balance transfer fee from this Private Banking High Net Worth Credit Card.
Benefit from a std balance transfer rate of 10.9% from this Private Banking High Net Worth Credit Card.
Get 0 percent introductory balance transfer rate from Lloyds TSB Private Banking.
Customers get unlimited maximum balance transfer fee from the credit card.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a