Full product details for the John Lewis Partnership MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 24 ratings
24 customers rated their John Lewis credit card as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0% APR.
Intro Balance Transfer Duration
6 months
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Fee
2.5%
Introductory balance transfer fee of 2.50% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£4,000
A minimum income of £4000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£4,000
A minimum income of £4000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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