Full product details for the Halifax Student MasterCard (Branch & Telephone) credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 133 ratings
133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Purchase Rate
19.9%
No introductory rates for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Halifax Student MasterCard (Branch & Telephone) With These Credit Cards
A representative APR of 50.1 percent is offered by British Airways.
Customers will get maximumtravel delay benefit of £200.
Applicants can get maximum lost luggage cover of £1,000.
Customers get 1.527 percent monthly purchase intro rate.
£2,500 max purchase protection cover.
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a
This credit card gives a minimum bal transfer fee of £0.
0 percent intro balance transfer rate is offered with this credit card.
New customers get 5 months introductory purchase duration.
Have the benefit of an intro balance transfer fee of 0% from the Platinum Credit Card.
Average balance transfer rate of 14.9 percent is offered with the credit card.
Representative APR of 58.3 percent is offered.
Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a