Halifax Plus Credit Card
Compare the Halifax Plus Credit Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 | You can compare the Halifax Plus Credit Card against other Halifax Credit Cards. | ||
| Company: | Halifax www.halifax.co.uk | ||
| Product: | Plus Credit Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by Halifax. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | No minimum income is required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | Balance transfer fee of 3.50% (minimum £3.50, no stated maximum). | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | The introductory rates for purchases is 0.0%. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | Balance transfer fee of 3.50% (minimum £3.50, no stated maximum). | ||
| Cash Advance AER: | The annual interest rate for cash advances is 23.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | No other incentives advised. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If the cardholder makes transactions in a currency other than sterling, Halifax will change the amount of sterling at an exchange rate they use. They will charge 2.95% of the value of each foreign currency transaction. | ||
| Interest Charged from: | Halifax charge interest on all transactions and cash advances from the date of the transaction or cash advance and, for all cheques, balance transfers and all other amounts, from the date they first charge the amount to the account. | ||
| Interest Free Period: | Up to 59 days interest free period. | ||
| Min Payment £: | The cardholder must make a minimum payment of the greater of 1% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover premiums, interest (or the minimum interest charge), overlimit and late payment fees plus £5. | ||
| Compare | |||
| Products: | www.halifax.co.uk Credit Cards | ||
