Full product details for the Halifax Clarity Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 133 ratings
133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate
12.9%
No introductory rate available for purchases
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
No fee is applied when making transactions in a foreign currency within Europe
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Simple easy to used site, good guides and answers and easy to navigate to where you want to be.
David C.
Keeps one in touch with the latest new offers
John R.
Easy site to use - excellent information, especially the p&o ferry stuff.
Teresa N.
An absolutely fabulous website, especially now I am retired! Well done all of you clever people!
J Winters
It's a great site.
Jonathan
I find this site very relevant to my shopping needs. Keep up the good work!
Ailsa C.
Good sound advice
Gael
Fantastic site, very informative.
Amanda
Good range of offers, i have used quite a few myself. I think this is an excellent site.
Vicky S.
Good info for the beginner
Sunaina M
Compare Halifax Clarity Credit Card With These Credit Cards
Applicants take advantage of 20.9% cash loan rate.
0 percent monthly balance transfer intro rate is offered with Atlantic Black Card Account (Amex).
Get a standard balance transfer rate of 18.9 percent from the credit card.
An unlimited maximum intro balance transfer fee is available.
You get purchase rate AER of 18.9%.
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a