Full product details for the Halifax Clarity Credit Card (Online), including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 133 ratings
133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Purchase Rate
12.9%
No introductory rate available for purchases
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
0%
No fee is applied when making transactions in a foreign currency within Europe
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Halifax Clarity Credit Card (Online) With These Credit Cards
New customers take advantage of 0% intro purchase rate from Northern Bank.
You take advantage of £0 max balance transfer fee from this credit card.
A £0 over limit charge is available.
Bal transfer fee of 0 percent.
You get monthly balance transfer intro rate of 0 percent.
Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a