Halifax Balance Transfer Card

Full product details for the Halifax Balance Transfer Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Low Standard APR

Halifax Balance Transfer Card Features & Benefits

Representative ExampleThe annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration22 monthsIntroductory balance transfer rate applies for 22 months.
Intro Balance Transfer Window90 daysBalance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3.5%Introductory balance transfer fee of 3.50% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£20,000The minimum income required per year is £20000.
Annual Fee£0There is no annual fee.
Representative APR17.9%Representative APR is 17.9%.
Cashback & Rewards Credit Cardno 
International Charges2.95%Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air MilesnoThere is no travel reward programme available.
AvailabilityrestrictedYou must have an annual income of £20,000 or more to apply
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Compare Halifax Balance Transfer Card With These Credit Cards

Barclaycard Flexi-Rate 5% Repay

  • The credit card gives a bal transfer fee of 2.5%.
  • Maximum purchase protection cover of £5,000 is available.
  • Get balance transfer limit of £5,000.
  • Get a cash advance limit of £500.
  • £0 minimum intro balance transfer fee is available with Flexi-Rate 5% Repay.
  • Take advantage of 12.9% average balance transfer rate from Barclaycard.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

British Airways BA American Express Credit Card

  • Cash loan rate of 27.9% is offered with BA American Express Credit Card.
  • British Airways gives mthly purchase intro rate of 1.527%.
  • £0 yearly fee is offered with BA American Express Credit Card.
  • Get 19.9 percent representative APR from British Airways.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

The Co-operative Bank Greenpeace Standard Visa

  • Greenpeace Standard Visa gives an introductory balance transfer fee of 3%.
  • £0 max balance transfer fee is available with the credit card.
  • Representative APR of 18.9% is offered with this credit card.
  • Get a purchase rate AER of 18.9 percent from this credit card.
  • The credit card gives a 25.9 percent cash loan rate.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Ulster Bank Gold MasterCard

  • Balance transfer fee of 2.9% is available with Gold MasterCard.
  • Get an intro balance transfer fee of 2.9 percent.
  • Get £0 minimum balance transfer fee.
  • The credit card gives a 25% cash advance rate.
  • Get free statement copies with the Gold MasterCard.
  • Limitless max intro balance transfer fee.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Shelter Flat Rate Visa Credit Card

  • You enjoy 12.9% purchase rate AER from this credit card.
  • Cash advance rate of 12.9% is offered with Shelter Flat Rate Visa Credit Card.
  • Get 12.9 percent representative APR from The Co-operative Bank.
  • Applicants enjoy 0% bal transfer fee.
  • Get a minimum bal transfer fee of £0 from this credit card.
  • 0 percent cash loan charge is offered to new customers.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Bank of Scotland Student MasterCard

  • Cash loan rate of 23.9% is available with this credit card.
  • £0 annual fee is available with Student MasterCard.
  • Get 1.385% mthly purchase intro rate from Bank of Scotland.
  • Representative APR of 17.9%.
  • £300 cash loan limit is offered with Student MasterCard.
  • A 17.9 percent purchase rate AER is available.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).