Full product details for the Halifax Balance Transfer Card 20/3 credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 133 ratings
133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
20 months
Introductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
The minimum income required is £20000.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Availability
restricted
You must have an annual income of £20,000 or more to apply.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
The minimum income required is £20000.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Halifax Balance Transfer Card 20/3 With These Credit Cards
1.25 percent minimum cash back rate is offered with this credit card.
Get a maximum purchase protection cover of £2,500.
Cash credit rate of 28 percent is available to new customers.
New customers get 1.1% mthly purchase intro rate from American Express.
Std cashback rate of 1.25 percent.
Get unlimited max cashback spend.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a