Halifax Balance Transfer Card 20/3

Full product details for the Halifax Balance Transfer Card 20/3 credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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133 customers rated their Halifax credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Halifax Balance Transfer Card 20/3 Features & Benefits

Representative ExampleThe annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration20 monthsIntroductory balance transfer rate applies for 20 months.
Intro Balance Transfer Window90 daysBalance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3%Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£20,000The minimum income required is £20000.
Annual Fee£0There is no annual fee.
Representative APR16.9%Representative APR is 16.9%.
Cashback & Rewards Credit Cardno 
International Charges2.95%Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air MilesnoThere is no travel reward programme available.
AvailabilityrestrictedYou must have an annual income of £20,000 or more to apply.
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Compare Halifax Balance Transfer Card 20/3 With These Credit Cards

American Express Platinum Cashback Credit Card

  • 1.25 percent minimum cash back rate is offered with this credit card.
  • Get a maximum purchase protection cover of £2,500.
  • Cash credit rate of 28 percent is available to new customers.
  • New customers get 1.1% mthly purchase intro rate from American Express.
  • Std cashback rate of 1.25 percent.
  • Get unlimited max cashback spend.
  • Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a

American Express Nectar Credit Card

  • New customers enjoy annual fee of £0.
  • This credit card has an intro purchase rate of 20%.
  • This credit card offers £2,500 max purchase protection cover.
  • A 20% purchase interest AER is available.
  • Cash advance rate of 28 percent is offered with Nectar Credit Card.
  • Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

Barclaycard Flexi-Rate Min Repay

  • This credit card gives £5,000 maximum purchase protection cover.
  • £0 annual fee.
  • Unlimited max intro balance transfer fee is offered with the credit card.
  • 1.313 percent mthly balance transfer rate is offered with the credit card.
  • £500 cash advance limit is available with Flexi-Rate Min Repay.
  • Introductory balance transfer duration of 9 months.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Capital One Classic Visa Card

  • New customers get 2.528% mthly balance transfer intro rate.
  • New customers get 2.528% mthly purchase intro rate.
  • £0 yearly fee is available with the credit card.
  • 3 percent balance transfer fee is available with Classic Visa Card.
  • Get a maximum purchase protection cover of £5,000 from this Classic Visa Card.
  • 34.9% representative APR is available with this credit card.
  • Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.

Ryanair Ryanair.com MasterCard

  • Customers can get average balance transfer rate of 19.9 percent.
  • Cash credit rate of 28.4% is offered with the credit card.
  • A maximumtravel delay protection of £250 is available from Ryanair.
  • Get a yearly fee of £0.
  • Balance transfer limit of £50,000 is offered with Ryanair.com MasterCard.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

The Co-operative Bank Shelter Flat Rate Visa Credit Card

  • 12.9% cash loan rate.
  • Yearly fee of £0 is offered with Shelter Flat Rate Visa Credit Card.
  • Monthly purchase intro rate of 1.019 percent.
  • A mthly balance transfer rate of 1.019 percent is available from The Co-operative Bank.
  • Have the benefit of £0 maximum balance transfer fee from The Co-operative Bank.
  • The credit card offers a monthly balance transfer intro rate of 1.019 percent.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Bank of Scotland Student MasterCard

  • Applicants will get £3 minimum balance transfer fee.
  • Get £300 cash credit limit.
  • New customers get 17.9 percent representative APR from the credit card.
  • Get a mthly purchase intro rate of 1.385 percent.
  • Get a monthly balance transfer rate of 1.385 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

MBNA United Mileage Plus American Express Credit Card

  • Get 3 months introductory purchase duration from MBNA.
  • 90 days initial balance transfer window is offered with United Mileage Plus American Express Credit Card.
  • £3 minimum intro balance transfer fee.
  • Get an intro balance transfer duration of 12 months.
  • Enjoy an annual fee of £0 from this United Mileage Plus American Express Credit Card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).