Full product details for the HSBC Student Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 132 ratings
132 customers rated their HSBC credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Intro Purchase Rate
18.9%
No introductory purchase rate available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
An annual fee is not payable. However transactions (excluding interest and other charges) total less than £1,200 and no interest has been charged during the 12 months after this agreement is made and in any subsequent 12 month period, a charge of £20 will be made.
Representative APR
18.9%
Representative APR is 18.9%.
Cashback & Rewards Credit Card
no
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare HSBC Student Credit Card With These Credit Cards
5 months initial balance transfer window is available.
The credit card offers a balance transfer fee of 0%.
Mthly balance transfer intro rate of 0 percent is available to customers.
You will enjoy cash loan limit of £1,000.
Benefit from a std balance transfer rate of 14.9 percent from this Platinum Credit Card.
Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a