HSBC Credit Card

Full product details for the HSBC Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 132 ratings
132 customers rated their HSBC credit card as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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Low Standard APR

HSBC Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration23 monthsIntroductory balance transfer rate applies for 23 months.
Intro Balance Transfer Window30 daysBalance transfers made within 30 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3.3%Introductory balance transfer fee of 3.30% applied.
Intro Purchase Rate0%0.0% APR during introductory period.
Intro Purchase Duration3 monthsIntroductory purchase rate applies for 3 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0An annual fee is not payable. However transactions (excluding interest and other charges) total less than £1,200 and no interest has been charged during the 12 months after this agreement is made and in any subsequent 12 month period, a charge of £20 will be made.
Representative APR17.9%Representative APR is 17.9%.
Cashback & Rewards Credit Cardno 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoThere is no travel reward programme available.
AvailabilityrestrictedOnly available to existing HSBC current account customers, paying in at least £500 a month.
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Compare HSBC Credit Card With These Credit Cards

Bank of Ireland MoneyBack Gold MasterCard

  • 3 months introductory purchase duration is available.
  • Bank of Ireland offers minimum intro balance transfer fee of £0.
  • Average balance transfer rate of 17.9 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Barclaycard Initial Credit Card

  • £5,000 bal transfer limit.
  • Applicants will get £500 cash advance limit.
  • Representative Example: The annual purchase rate is 29.9% p.a.(variable) so if you spend £1,200 your representative APR will be 29.9% (variable).

MBNA Liverpool FC Card

  • This credit card gives 12 months initial balance transfer duration.
  • Get free statement copies with the MBNA credit card.
  • Get 0% mthly balance transfer intro rate from MBNA.
  • This credit card offers a 0 percent initial balance transfer rate.
  • Customers get £3 minimum initial balance transfer fee from the Liverpool FC Card.
  • Applicants have the benefit of 90 days initial balance transfer window.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Virgin Atlantic Black Card Account (Visa)

  • Get £3 minimum initial balance transfer fee from Virgin.
  • Introductory balance transfer window of 90 days.
  • Take advantage of an introductory balance transfer fee of 2 percent from Atlantic Black Card Account (Visa).
  • Virgin gives max credit limit of £50,000.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a

MBNA PDSA Credit Card

  • An initial balance transfer rate of 0% is offered by MBNA.
  • The MBNA credit card has a £3 minimum balance transfer fee.
  • Get an initial purchase duration of 3 months from the PDSA Credit Card.
  • Take advantage of an initial balance transfer window of 90 days from the credit card.
  • 27.9% cash credit rate is offered with the credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

HSBC Student Credit Card

  • Student Credit Card offers a yearly fee of £0.
  • This credit card gives a 1.456% monthly purchase intro rate.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Born Free Foundation Credit Card

  • 3 months initial purchase duration is offered to customers.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).