GM Platinum MasterCard
Apply for The GM Platinum Card today and you’ll benefit from 0% per annum on balance transfers and purchases fixed for five months from account opening (no fee will be charged during your 5 month introductory period). Typical 14.9% APR (variable). At the same time, The GM Platinum Card reward scheme will help you save up to £2,000 off a new Vauxhall or £2,500 on a new SAAB.
 |  Compare GM Platinum MasterCard details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | GM Card www.gmcard.co.uk  | ||
| Product: | Platinum MasterCard | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by HFC Bank. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | The minimum age for applicants is 18 years. There is a minimum age of 21 in the Channel Islands. | ||
| Min Income (£pa): | There is no minimum income required. However, a minimum household income of £4,000 p.a. (Gross) is required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0%. | ||
| Intro BalanceTfr Fee (%): | The fee for Balance Transfers is 2% (minimum £5). | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 14.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 14.9%. | ||
| Balance Transfer Fee (%): | The fee for Balance Transfers is 2% (minimum £5). | ||
| Cash Advance AER: | The annual interest rate for cash advances is 23.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Payment Freeze Payment Freeze is designed for customers who have not taken advantage of Payment Protection Insurance. Payment Freeze helps the cardholder financially in times of difficulty by allowing them to freeze payments on their credit card account. When certain unforeseen events occur, they will not have to pay any interest charges on their credit card and the premiums for this product will be waived. In addition, HFC Bank plc will suspend the minimum monthly repayments that would normally be due on the credit card account. The cost will be advised when this product is offered. | ||
| Shopping Reward Prog: | Every time a purchase is made with a GM Card the cardholder will earn themselves valuable Rebate Points. Each Rebate Point is worth £1, which can be redeemed against the cost of a new Vauxhall or Saab. The amount of Rebate Points that may be redeemed varies on selected models from £1,000 up to £2,000 (£2,500 off a new Saab). Rebate Points are earned at a rate of 3% of the spend. Partner Points are earned on top of the normal Rebate Points whenever the card is use at The GM Card Partners. The Partner rate is 3% 100 free Rebate Points when the card is used for the first time (equivalent to £100 saving off a new Vauxhall or Saab. The Rebate Points can also be transferred to an eligible family member who is not a GM Cardholder. | ||
| Fees & Charges | |||
| Annual Fee (£): | Annual fee of £0.00 | ||
| International Charges %: | The amount of any transaction in a currency other than sterling will be converted at the wholesale market rate or government mandated rate, as at the date the transaction is debited to your account (not the date on which the transaction is made). An administration charge of 2.75% of the transaction value will also be included. | ||
| Interest Charged from: | Interest is charged from the date of the transaction. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The cardholder must repay within 25 days of the statement date whichever is the greater of 2% of the balance outstanding shown on the monthly statement to be due or £5 (or the full amount if less than £5). | ||
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| Products: | www.gmcard.co.uk Credit Cards | ||
