First Trust Credit Card Option 3

Full product details for the First Trust Credit Card Option 3, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 3 ratings
3 customers rated their First Trust credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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First Trust Credit Card Option 3 Features & Benefits

Representative ExampleThe annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).
Intro Purchase Rate14.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR14.9%Representative APR is 14.9%.
Cashback & Rewards Credit Cardno 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Great stuff! Really helpful for those of us 'feeling the pinch!'
Judith

Compare First Trust Credit Card Option 3 With These Credit Cards

Debenhams MasterCard

  • Applicants get £5 minimum balance transfer fee from Debenhams.
  • Applicants get 1.527 percent mthly purchase intro rate from the MasterCard.
  • 0% monthly balance transfer intro rate is available.
  • New customers get 2.99% introductory balance transfer fee from this credit card.
  • Customers enjoy initial balance transfer rate of 0 percent.
  • The credit card offers a 19.9 percent std balance transfer rate.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

John Lewis Partnership MasterCard

  • Cash loan limit of £300 is available with Partnership MasterCard.
  • 6 months initial purchase duration is available with Partnership MasterCard.
  • Monthly balance transfer rate of 1.313% is available.
  • Get £5 minimum balance transfer fee from John Lewis.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA Arsenal FC Card

  • A monthly balance transfer intro rate of 0 percent is offered by MBNA.
  • Customers get 18.9 percent standard balance transfer rate from Arsenal FC Card.
  • Yearly fee of £0 is available with Arsenal FC Card.
  • Cash loan rate of 27.9 percent is offered to applicants.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Northern Bank Standard MasterCard Credit Card

  • Monthly balance transfer rate of 1.73 percent is available with Standard MasterCard Credit Card.
  • New customers get 5 months introductory purchase duration from this credit card.
  • £0 over limit charge is offered.
  • Representative Example: The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).

NatWest Platinum Card (Online)

  • You get £0 minimum bal transfer fee.
  • 0 percent introductory balance transfer rate is available with the credit card.
  • 27.9 percent cash credit rate is available with Platinum Card (Online).
  • £750 cash loan limit is available with this credit card.
  • Limitless maximum intro balance transfer fee.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

RBS Platinum Card

  • New customers will get average balance transfer rate of 17.9%.
  • An introductory balance transfer window of 3 months is available from RBS.
  • The credit card offers an initial purchase duration of 6 months.
  • Bal transfer fee of 0% is available to you.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).