First Trust Credit Card Option 2

Full product details for the First Trust Credit Card Option 2, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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3 customers rated their First Trust credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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First Trust Credit Card Option 2 Features & Benefits

Representative ExampleThe annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Purchase Rate16.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR16.9%Representative APR is 16.9%.
Cashback & Rewards Credit Cardno 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Compare First Trust Credit Card Option 2 With These Credit Cards

American Express Platinum Cashback Credit Card

  • 1.25 percent average cashback rate is available.
  • Get £2,500 max purchase protection cover.
  • Get a cash credit rate of 28 percent from the Platinum Cashback Credit Card.
  • Yearly fee of £25.
  • New customers get £200 per week cash advance limit from this credit card.
  • Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a

British Airways BA American Express Credit Card

  • £2,500 max purchase protection cover.
  • You enjoy £0 annual fee from this credit card.
  • Applicants will get 1.527% monthly purchase intro rate.
  • Customers get £400 per week cash credit limit from the credit card.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

The Co-operative Bank Clear Visa Card

  • Standard balance transfer rate of 12.9 percent is available with Clear Visa Card.
  • £0 yearly fee.
  • £0 cash advance charge is offered with this credit card.
  • The Co-operative Bank credit card has a maximum balance transfer fee of £0.
  • Customers will get monthly balance transfer intro rate of 1.019 percent.
  • New customers get 1.019 percent monthly balance transfer rate from The Co-operative Bank.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Coutts Gold Card

  • Gold Card gives a cash credit rate of 14.7%.
  • This Coutts credit card has limitless balance transfer limit.
  • Monthly balance transfer rate of 1.15% is available with this credit card.
  • You take advantage of maximum balance transfer fee of £0.
  • New customers will have the benefit of over cut off point charge of £0.
  • Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a

John Lewis Partnership MasterCard

  • 2.5% initial balance transfer fee is offered.
  • £5 minimum balance transfer fee is available to you.
  • Get a mthly purchase intro rate of 0 percent from this Partnership MasterCard.
  • New customers get 16.9% average balance transfer rate.
  • 23.9% cash loan rate is offered.
  • You get mthly balance transfer rate of 1.313 percent.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Post Office Platinum Card

  • 0 percent intro purchase rate is available with the credit card.
  • Customers get mthly balance transfer intro rate of 0 percent.
  • Applicants get 2.98% initial balance transfer fee from this credit card.
  • £0 minimum balance transfer fee is offered with Platinum Card.
  • New customers get 3 months introductory purchase duration from this Platinum Card.
  • Post Office offers cash advance limit of £300.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

HSBC Premier Credit Card

  • Average balance transfer rate of 11.9 percent is offered to you.
  • Get a mthly purchase intro rate of 0 percent.
  • Applicants get £5 minimum balance transfer fee.
  • 9 months introductory purchase duration is offered to applicants.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).