Full product details for the First Trust Credit Card Option 2, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 3 ratings
3 customers rated their First Trust credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Purchase Rate
16.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare First Trust Credit Card Option 2 With These Credit Cards
Get a cash credit rate of 28 percent from the Platinum Cashback Credit Card.
Yearly fee of £25.
New customers get £200 per week cash advance limit from this credit card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
This Coutts credit card has limitless balance transfer limit.
Monthly balance transfer rate of 1.15% is available with this credit card.
You take advantage of maximum balance transfer fee of £0.
New customers will have the benefit of over cut off point charge of £0.
Representative Example: The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a