First Trust Credit Card Option 1

Full product details for the First Trust Credit Card Option 1, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 3 ratings
3 customers rated their First Trust credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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First Trust Credit Card Option 1 Features & Benefits

Representative ExampleThe annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Intro Purchase Rate18.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR18.9%Representative APR is 18.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Great sensible, solid fact-based advice.
Sharon

Compare First Trust Credit Card Option 1 With These Credit Cards

Barclaycard Platinum With BT (22 Mths)

  • The credit card offers a monthly purchase intro rate of 0%.
  • Yearly fee of £0 is available with Platinum With BT (22 Mths).
  • Get £5,000 max purchase protection cover from Barclaycard.
  • Get unlimited max intro balance transfer fee from Barclaycard.
  • Get monthly balance transfer rate of 1.385%.
  • This credit card offers a 2.9 percent balance transfer fee.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

Capital One Classic Visa Card

  • Get maximum purchase protection cover of £1,000.
  • Take advantage of a yearly fee of £0.
  • New customers get 2.528 percent mthly balance transfer rate from Capital One.
  • Monthly purchase intro rate of 2.528% is available with the credit card.
  • Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.

Lloyds TSB Student Credit Card

  • Customers get 1.527% monthly balance transfer intro rate from the credit card.
  • Get a cash credit rate of 27.9% from this credit card.
  • Mthly purchase intro rate of 1.527 percent is offered with the credit card.
  • This credit card has a balance transfer fee of 3%.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).

Ulster Bank Credit Card

  • You get 3 months initial purchase duration.
  • Get free statement copies with the Ulster Bank credit card.
  • Yearly fee of £0 is available.
  • New customers can get minimum bal transfer fee of £0.
  • This credit card offers a 2.9% initial balance transfer fee.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

MBNA RSPCA Visa Card (Direct)

  • Unlimited cash credit limit is available with the credit card.
  • Minimum intro balance transfer fee of £3 is available with RSPCA Visa Card (Direct).
  • Have the benefit of free statement copies with the MBNA credit card.
  • Initial purchase duration of 3 months.
  • Applicants get 1.4566% monthly balance transfer rate from MBNA.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

RBS Platinum Card Ex/C

  • The RBS Platinum Card Ex/C has a £0 minimum bal transfer fee.
  • You get initial purchase duration of 6 months.
  • Maximum credit limit of £20,000 is offered.
  • Get an introductory balance transfer window of 3 months from this credit card.
  • Platinum Card Ex/C gives an average balance transfer rate of 17.9 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).