First Direct Visa Credit Card (Black)
Full product details for the First Direct Visa Credit Card (Black), including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
Compare...
243 credit cards...
First Direct Visa Credit Card (Black) Features & Benefits
| Representative Example | The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable). | |
| Intro Balance Transfer Rate | 0% | The introductory rate for balance transfers is 0.0% APR. Subject to the transfer being made in the first 2 months with a minimum of £500. |
| Intro Balance Transfer Duration | 20 months | Introductory balance transfer rate applies for 20 months. |
| Intro Balance Transfer Window | 2 months | Balance transfers made within 2 months will receive the introductory offer associated with this card. |
| Intro Balance Transfer Fee | 2.9% | Introductory balance transfer fee of 2.90% applied. |
| Intro Purchase Rate | 20% | The introductory rate for purchases is 20.0%. Subject to a balance transfer being made in the first 2 months with a minimum of £500. |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £0 | There is no minimum income required. |
| Annual Fee | £0 | There is no annual fee |
| Representative APR | 19.9% | Representative APR is 19.9%. |
| Cashback & Rewards Credit Card | no | |
| International Charges | 2.99% | Transactions made in foreign currencies within Europe are charged a 2.99% fee. |
| Air Miles | no | No travel reward programme available |
| Availability | restricted | This product is only available to existing customers. |
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Always something interesting. Carla |
Compare First Direct Visa Credit Card (Black) With These Credit Cards
The Co-operative Bank Clear Visa Card
- Cash advance charge of £0 is offered with Clear Visa Card.
- Get 1.019% mthly purchase intro rate from The Co-operative Bank.
- Have the benefit of 12.9 percent cash credit rate from The Co-operative Bank.
- Average balance transfer rate of 12.9% is offered with the credit card.
- Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Debenhams MasterCard
- Customers get 19.9 percent purchase interest rate AER from Debenhams.
- Applicants get 28.8% cash loan rate from this credit card.
- Limitless max intro balance transfer fee.
- New customers will get intro balance transfer fee of 2.99%.
- The MasterCard credit card has a £5 minimum balance transfer fee.
- Annual fee of £0 is available to customers.
- Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
MBNA Tottenham Hotspur FC Card
- You take advantage of limitless cash credit limit.
- MBNA offers monthly balance transfer rate of 1.4566 percent.
- Standard balance transfer rate of 18.9%.
- Yearly fee of £0.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
MBNA The National Trust MasterCard
- Applicants benefit from £0 annual fee from the credit card.
- MBNA offers introductory balance transfer duration of 12 months.
- Get a mthly balance transfer rate of 1.4566% from The National Trust MasterCard.
- 18.9% standard balance transfer rate is available with The National Trust MasterCard.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Smile Classic Visa (non Current Account holders)
- Applicants get 0.25% minimum cashback rate.
- Limitless max cashback spend.
- Get a mthly balance transfer rate of 1.597 percent.
- Applicants get cash loan rate of 25.9%.
- This credit card offers a 1.597% mthly purchase intro rate.
- Get a representative APR of 20.9 percent from the credit card.
- Representative Example: The annual purchase rate is 20.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.9% (variable).
Northern Bank Gold Credit Card
- £700 maximumtravel delay cover is offered to applicants.
- A £0 minimum balance transfer fee is offered.
- Have the benefit of a minimum initial balance transfer fee of £0 from the Gold Credit Card.
- Get 5 months introductory purchase duration from Northern Bank.
- Customers enjoy 15.9 percent cash loan rate from Northern Bank.
- Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a
NatWest Platinum Card (Online)
- The credit card gives a £750 cash advance limit.
- You get 6 months introductory purchase duration.
- The NatWest Platinum Card (Online) credit card has a 1.385% monthly balance transfer rate.
- 2.9 percent intro balance transfer fee.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
