First Direct Visa Credit Card (Black) Ex/C Only

Compare the First Direct Visa Credit Card (Black) Ex/C Only with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
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0% PurchasesLifetime Balance Transfer
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First Direct Visa Credit Card (Black) Ex/C Only Features & Benefits

Card Details
Type of CardVisaThis item is only available as a Visa card
Instant Online DecisionyesAn instant online decision is available to applicants.
Application Criteria
Permanent UK ResidentyesThis product is only available to individuals who are permanent UK residents.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Introductory Rates
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0% APR. Subject to the transfer being made in the first 2 months with a minimum of £500.
Intro Balance Transfer Duration15 monthsIntroductory balance transfer rate applies for 15 months.
Intro Balance Transfer Window2 monthsBalance transfers made within 2 months will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.9%Introductory balance transfer fee of 2.90% applied.
Minimum Intro Balance Transfer Fee£2.90A minimum introductory balance transfer fee of £2.90 is applied.
Intro Balance Transfer Offer Beginswhen balance transferedThe introductory balance transfer offer duration begins when balance transfered.
Intro Purchase Rate20%The introductory rate for purchases is 20.0%. Subject to a balance transfer being made in the first 2 months with a minimum of £500.
Intro Purchase Duration6 months6 months
Intro Balance Transfer Availabilityduring fixed termThe introductory balance transfer offer can be taken during fixed term.
Standard Rates
Typical APR (Variable)19.9%The typical APR is 19.9% p.a.
Cash Advance Rate24.8%The annual interest rate for cash advances is 24.8%.
Benefits
Cashback & Rewards Credit Cardnono
Cashback RewardnoA cashback reward scheme is not available.
Rewardsnono
Reward PointsnoNo points scheme offered
Air MilesnoNo travel reward programme available
Shopping RewardsnoNo shopping reward program available.
Choice of Card Designno choiceNo choice of card design is available.
Payment Protectionyes
Credit Card Balance Protector The balance protector provides life cover ensuring any outstanding balance, up to a maximum of £15,000, less any arrears,...expand
Travel Insurance Cover£0Travel Insurance is not available.
Lost Luggage CovernoLost luggage cover is not available.
Fees & Charges
Annual Fee£0There is no annual fee
Interest Free Period56 daysUp to 56 days interest free period.
Minimum Repayment %3%The minimum amount you must repay will be the greater of £5 or 3% of the balance shown, or the total balance if it is less than £5
Minimum Repayment ££5You must pay at least 3% of the amount shown on the Account statement as outstanding or £5 (or the full amount if less than £5)
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Late Payment Charge£12A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due.

A-Z Credit Card Issuers

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You may want to compare the First Direct Visa Credit Card (Black) Ex/C Only with these credit cards

Halifax NSPCC MasterCard

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  • Get an introductory balance transfer rate of 0 percent from this credit card.
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MBNA Tottenham Hotspur FC Card

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MBNA The National Trust MasterCard

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Nationwide Classic Visa

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Virgin Credit Card

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Northern Bank Gold Credit Card Ex/C

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The Co-operative Bank Christian Aid Platinum Advantage Visa

  • Get a balance transfer fee of 0 percent.
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NatWest Platinum Card (Online)

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