First Direct Gold Visa
Full product details for the First Direct Gold Visa credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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First Direct Gold Visa Features & Benefits
| Representative Example | The annual purchase rate is 17% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). | |
| Intro Balance Transfer Rate | 0% | The introductory rate for balance transfers is 0.0%. Subject to the transfer being made in the first 2 months with a minimum of £100. |
| Intro Balance Transfer Duration | 20 months | Introductory balance transfer rate applies for 20 months. |
| Intro Balance Transfer Window | 2 months | Balance transfers made within 2 months will receive the introductory offer associated with this card. |
| Intro Balance Transfer Fee | 2.9% | Introductory balance transfer fee of 2.90% applied. |
| Intro Purchase Rate | 17% | The introductory rate for purchases is 17.0%. Subject to a balance transfer being made in the first 2 months with a minimum of £100. |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £20,000 | A minimum income of £20000 per annum is required. |
| Annual Fee | £0 | There is no annual fee. |
| Representative APR | 16.9% | Representative APR is 16.9%. |
| Cashback & Rewards Credit Card | no | |
| International Charges | 2.99% | Transactions made in foreign currencies within Europe are charged a 2.99% fee. |
| Air Miles | no | There is no travel reward programme. |
| Availability | restricted | This product is only available to existing customers. |
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Compare First Direct Gold Visa With These Credit Cards
American Express Nectar Credit Card
- Cash credit rate of 28 percent is available with the credit card.
- Get a mthly purchase intro rate of 1.53 percent.
- You get £200 per week cash loan limit from the Nectar Credit Card.
- New customers get £2,500 maximum purchase protection cover.
- An annual fee of £0 is available from American Express.
- Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
MBNA Aston Villa FC Card
- Cash loan rate of 27.9%.
- MBNA offers introductory balance transfer window of 90 days.
- Customers get 16.9 percent purchase interest rate AER from Aston Villa FC Card.
- You enjoy £0 annual fee from the credit card.
- Minimum balance transfer fee of £3 is available with Aston Villa FC Card.
- Customers get 12 months introductory balance transfer duration from this credit card.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Ulster Bank Gold MasterCard
- You get £3 minimum intro balance transfer fee.
- Annual fee of £0 is offered to you.
- Get 0% introductory purchase rate.
- The credit card offers an intro balance transfer duration of 12 months.
- Introductory balance transfer fee of 2.9 percent is offered with Gold MasterCard.
- 6 months initial purchase duration is available with the credit card.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
HSBC Premier Credit Card
- £300 cash credit limit is available with this credit card.
- Intro purchase duration of 9 months.
- £0 yearly fee is available.
- Minimum bal transfer fee of £5 is offered.
- Get 0% mthly purchase intro rate from HSBC.
- Take advantage of free statement copies with the HSBC credit card.
- Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).
The Co-operative Bank Oxfam Flat Rate
- Benefit from cash loan charge of 0 percent.
- A 1.019 percent mthly balance transfer rate is available.
- Customers get 1.019% mthly purchase intro rate from this credit card.
- £0 cash credit charge is available.
- Get a minimum balance transfer fee of £0 from the credit card.
- Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Bank of Scotland Student MasterCard
- Enjoy £0 yearly fee from Bank of Scotland.
- 23.9 percent cash advance rate is available with this credit card.
- A mthly balance transfer intro rate of 1.385 percent is available from Bank of Scotland.
- Mthly balance transfer rate of 1.385% is offered with the credit card.
- Get an average balance transfer rate of 17.9% from the Student MasterCard.
- You get purchase rate AER of 17.9%.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
NatWest Private Banking Credit Card
- Enjoy intro balance transfer rate of 0%.
- Private Banking Credit Card gives a cash loan limit of £750.
- Get a yearly fee of £0 from this Private Banking Credit Card.
- Intro purchase duration of 6 months is offered with this credit card.
- 14.9 percent purchase interest AER is offered.
- New customers get unlimited max intro balance transfer fee from NatWest.
- Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).
Santander Credit Card Online
- Minimum bal transfer fee of £5 is available with this credit card.
- The Santander credit card has a 0% monthly purchase intro rate.
- Mthly balance transfer rate of 1.385 percent is available with Credit Card Online.
- A cash credit rate of 27.9% is offered by Santander.
- £25,000 maximum credit limit is offered.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
