Egg Visa Credit Card

Egg Card gives you 0% on balance transfers for up to 14 months and 0% interest on purchases for up to 3 months. Apply online and get a decision in minutes. 0% anniversary offer for up to five months on balance transfers made in April 2010 and April 2011. Great offers with their selected online retailers plus their online EGG Money Manager free. Typical 16.9%APR (variable).

Egg Visa Credit Card Details

Popularity Rating:

Provided By Egg

Apply Direct & Securely

for the Egg Visa Credit Card

You will be transfered to the official Egg website, www.egg.com.

Mammoth Money Tips Email

Join 200,000 other subscribers who grab the hottest bargains and expert money tips each week in our special email.

These deals go fast. Get yours now.

Egg Visa Credit Card Features & Benefits

(currently displaying summary information only)

Feature / Benefit	Summary	Details
Card Details:
Type of Card	Visa	This item is only available as a Visa card
Instant Online Decision	yes	An instant online decision is available to applicants.
Application Criteria:
Minimum Age	18 years	Minimum age for applicants is 18 years.
Minimum Income	£0	There is no minimum income required.
Introductory Rates:
Intro Balance Transfer Rate	0%	The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration	until Apr 2011	12 months
Intro Balance Transfer Fee	3%	A 3.00% balance transfer fee is payable during the introductory period.
Minimum Intro Balance Transfer Fee	£0	A 3.00% balance transfer fee is payable during the introductory period.
Intro Balance Transfer Window	3 months	Balance transfers made within 3 months will receive the introductory offer associated with this card.
Intro Balance Transfer Offer Begins	when balance transfered	The introductory balance transfer offer duration begins when balance transfered.
Intro Purchase Rate	0%	The introductory rates for purchases is 0.0%.
Intro Purchase Duration	until May 2010	2 months
Intro Balance Transfer Availability	during intro duration	The introductory balance transfer offer can be taken during intro duration.
Standard Rates:
Typical APR	16.9%	The typical APR is 16.9% p.a.
Cash Advance Rate	22.9%	The annual interest rate for cash advances is 22.9%.
Benefits:
Cashback & Rewards Credit Card	yes	yes
Cashback Reward	no	No cash-back reward available.
Reward Points	no	No points scheme offered.
Air Miles	no	There is no travel reward programme available.
Shopping Rewards	yes	Cash Back Zone Egg have lined up with a range of companies to provide cash back on purchases through the internet. 0800Flowers 20% cash back on flowers...expand Cash Back Zone Egg have lined up with a range of companies to provide cash back on purchases through the internet. 0800Flowers 20% cash back on flowers sent through 0800 Flowers. Joe Browns 15% discount on a range of items MasterCard Offers Discounts on CD Wow, Intercontinental Hotels and Health and Lifestyle Lastminute.com 5% cashback when booking with lastminute.com Virgin Wines Get a massive 10% cash back at Virgin Wines. 7 Digital.com 10% cashback on music, MP3 Players, iPods and Mobile Phones Figleaves.com Get 10% off at Figleaves when paying with Egg Card. Buyagift.com 20% off anything purchased from the Buyagift website.collapse
Payment Protection	yes	Egg Card Repayment Protection Policy - The insurer will pay a monthly benefit should the cardholder become unemployed or unable to work due to accident...expand Egg Card Repayment Protection Policy - The insurer will pay a monthly benefit should the cardholder become unemployed or unable to work due to accident or sickness (disability) after the start date. If they should die, the insurer will pay the lesser of the outstanding balance and their credit limit. Cover under this policy is subject to the following terms, conditions and exclusions. Provided the cardholder has paid the premium each month, this policy covers them until the first of the following occurs:- - The agreement is terminated, or - They cancel their Egg Card, or - They reach the normal retirement age at their place of work or state retirement age, whichever is earlier, or - They reach 65 years of age, or - Their death. - Termination of this policy Monthly benefit means an amount equivalent to 10% of the outstanding balance or 10% of the credit limit or £1500, whichever is the lesser. Unemployment If policy holder has been made unemployed after the start date and the unemployment lasts for at least 30 consecutive days, the insurer will pay in arrears a monthly benefit or the equivalent pro rata daily amount for each additional calendar day of unemployment. Each payment of monthly benefit will be credited to their Egg Card account. No payment will be made in respect of any period covered by a payment in lieu of notice or for the 30 days immediately after this period. The insurer will make a maximum of 12 monthly benefit payments for each period that the policy holder are unemployed. They will need to provide the insurer with acceptable proof that they are still unemployed throughout their claim. Periods of unemployment separated by less than six consecutive months will be treated as one continuous claim. Any benefits will cease on the date they return to work or when 12 payments of monthly benefit have been made. If the maximum number of payments of monthly benefit are made in respect of any one claim, they will not be able to claim again under this policy for unemployment until they have been back to work for a period of at least six consecutive months. Accident & Sickness If the policy holder is unable to work due to a disability and the disability lasts for at least 30 consecutive days, the insurer will pay in arrears a monthly benefit or the equivalent pro rata daily amount for each additional calendar day that they remain disabled. Each payment of monthly benefit will be credited to their Egg Card account. The insurer will make a maximum of 12 monthly benefit payments for each period that they are disabled. They will need to provide the insurer with acceptable proof that they are disabled throughout their claim. Periods of the same disability separated by less than six consecutive months will be treated as one continuous claim. Any benefits will cease on the date they return to work or when 12 payments of monthly benefit have been made. If the maximum number of payments of monthly benefit are made in respect of any one claim, they will not be able to claim again under this policy for the same disability until they have been back to work for a period of at least six consecutive months or for a different disability until they have been back to work for a period of at least one month. Life Cover If the policy holder dies during the term of this policy the insurer will pay the lesser of the outstanding balance (including up to four months arrears) or the credit limit. The Insurer will need proof of age and death. The maximum amount payable under this policy in the event of death will be £15,000.collapse
Travel Insurance Cover	£50,000	Free personal travel accident insurance: Pay for all or part of the fare using the Egg Card and the cardholder will have the benefit of free personal travel...expand Free personal travel accident insurance: Pay for all or part of the fare using the Egg Card and the cardholder will have the benefit of free personal travel accident insurance. This valuable protection pays a lump sum if they, their partner or their dependant children suffer accidental death or serious injury while travelling.collapse
Lost Luggage Cover	no	Lost luggage cover is not available.
Fees & Charges:
Annual Fee	£0	There is no annual fee.
Interest Free Period	45 days	Up to 45 days interest free period.
International Charges	2.95%	Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Minimum Repayment %	2%	The cardholder must pay the full oustanding balance if it is less than £5, but otherwise the greater of 2% of the Revolving Balance or the total...expand The cardholder must pay the full oustanding balance if it is less than £5, but otherwise the greater of 2% of the Revolving Balance or the total of (i) interest billed on the statement on the Revolving Balance (ii) 1% of the Revolving Balance (iii) any Card Repayment Protection premium shown on your statement and (iv) billed fees for late or returned payments shown on your statement, or £5 plus for Transfered Balances made during any promotional periods the greater of 2% of the Transferred Balance, or the total of (i) interest billed on the statement on the Transferred Balance and (ii) 1% of the Transferred Balance, £5collapse
Minimum Repayment £	£5	The cardholder must pay the full oustanding balance if it is less than £5, but otherwise the greater of 2% of the Revolving Balance or the total...expand The cardholder must pay the full oustanding balance if it is less than £5, but otherwise the greater of 2% of the Revolving Balance or the total of (i) interest billed on the statement on the Revolving Balance (ii) 1% of the Revolving Balance (iii) any Card Repayment Protection premium shown on your statement and (iv) billed fees for late or returned payments shown on your statement, or £5 plus for Transfered Balances made during any promotional periods the greater of 2% of the Transferred Balance, or the total of (i) interest billed on the statement on the Transferred Balance and (ii) 1% of the Transferred Balance, £5collapse
Late Payment Charge	£16	A charge of £16.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due.
Apply for this credit card:

Feature / Benefit	Details	Rating out of 5
Application Criteria:
Existing Customers Only	no	no
Minimum Age	18 years	Minimum age for applicants is 18 years.
Minimum Income	£0	There is no minimum income required.
Credit Rating	good	Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Apply for this credit card:

A-Z Credit Card Issuers

View our full A to Z list of all credit card companies.

You may want to compare the Egg Visa Credit Card with these credit cards

American Express Nectar Credit Card

This credit card gives a 18.9 percent typical APR.
Cash credit rate of 27.9 percent is available with the credit card.
Customers get 1.456% mthly purchase intro rate.
£200 per week cash credit limit is offered with Nectar Credit Card.

Bank of Scotland Plus Credit Card

A monthly balance transfer intro rate of 0% is offered by Bank of Scotland.
Get 3 months introductory purchase duration from Bank of Scotland.
£3 minimum intro balance transfer fee is offered with Plus Credit Card.
Take advantage of a typical APR of 16.9% from this Plus Credit Card.

MBNA WWF Credit Card

Introductory balance transfer duration of 12 months is offered with WWF Credit Card.
This credit card offers an introductory purchase rate of 0%.
A 0 percent initial balance transfer rate is offered.
Mthly balance transfer rate of 1.3852%.

Saga Platinum

Get 11.9 percent standard balance transfer rate.
New customers will have the benefit of 9 months introductory purchase duration.
Cash loan limit of £500 is available with the credit card.
This credit card has a 11.9% typical APR.
Cash credit rate of 21.5 percent.

Ulster Bank Credit Card

0% balance transfer fee is available with Credit Card.
A 0% mthly purchase intro rate is offered.
New customers enjoy £0 maximum balance transfer fee from the credit card.
You get 18.9% typical APR.
2.9 percent initial balance transfer fee is offered.
12 months intro balance transfer duration is offered to applicants.

MBNA Business Card

This credit card gives a minimum balance transfer fee of £3.
Get an introductory balance transfer rate of 0% from the Business Card.
Get 3 months intro purchase duration from MBNA.
Get a cash advance rate of 27.9%.
Applicants benefit from 15.9% typical APR.
New customers take advantage of 0 percent intro purchase rate from MBNA.

Lloyds TSB Airmiles Premier DUO without Premier AVA Long BT

Average balance transfer rate of 13.9%.
This credit card has a 1.094% mthly purchase intro rate.
Minimum introductory balance transfer fee of £0 is available.
Customers get intro balance transfer window of 6 weeks.
Cash advance rate of 27.9% is available.

NatWest Advantage Platinum Card Ex/C

Customers have the benefit of 0 percent introductory balance transfer rate from Advantage Platinum Card Ex/C.
This NatWest credit card has a 15.9 percent typical APR.
Get 15.9% standard balance transfer rate from NatWest.
Take advantage of 0 percent balance transfer fee.