Full product details for the Creation Purchase Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 1 rating
1 customer rated their Creation credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 18% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
The annual introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
9 months
Introductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.9%
Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
13 months
The monthly introductory rate for balance transfers is 13%.
Minimum Age
25 years
Minimum age for applicants is 25 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
If the cardholder makes transactions in a currency other than sterling, a charge of 2.99% is applied to the value of each foreign current transaction.
Air Miles
no
No travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
25 years
Minimum age for applicants is 25 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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