Creation Purchase Card

Full product details for the Creation Purchase Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 1 rating
1 customer rated their Creation credit card as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Card
Compare...
258 credit cards...
All Creation Credit CardsAll Creation Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Creation Purchase Card Features & Benefits

Representative ExampleThe annual purchase rate is 18% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate0%The annual introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration9 monthsIntroductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee2.9%Introductory balance transfer fee of 2.90% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration13 monthsThe monthly introductory rate for balance transfers is 13%.
Minimum Age25 yearsMinimum age for applicants is 25 years.
Minimum Income£20,000A minimum income of £20000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR17.9%Representative APR is 17.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%If the cardholder makes transactions in a currency other than sterling, a charge of 2.99% is applied to the value of each foreign current transaction.
Air MilesnoNo travel reward programme available.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I love this site, got some great deals yesterday...
Shelley J. from Brighton

Compare Creation Purchase Card With These Credit Cards

First Trust Credit Card Option 2

  • The First Trust credit card has a 16.9 percent cash advance rate.
  • This credit card gives a 1.31% mthly purchase intro rate.
  • Get minimum balance transfer fee of £0.
  • New customers take advantage of yearly fee of £0.
  • Purchase interest AER of 16.9 percent is available with Credit Card Option 2.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Woodland Trust Flat Rate

  • New customers get 0 percent balance transfer fee from this credit card.
  • The Co-operative Bank credit card has a £0 yearly fee.
  • Representative APR of 12.9 percent is available with this credit card.
  • A mthly purchase intro rate of 1.019% is offered by The Co-operative Bank.
  • New customers enjoy 12.9% standard balance transfer rate from the credit card.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Lloyds TSB Platinum MasterCard

  • 90 days initial balance transfer window is available to new customers.
  • Mthly balance transfer intro rate of 0%.
  • Customers get 3% bal transfer fee from the Platinum MasterCard.
  • Limitless max intro balance transfer fee is offered.
  • You get 3 percent initial balance transfer fee from the Platinum MasterCard.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

RBS Private Banking Credit Card

  • Customers get 0 percent mthly balance transfer intro rate from RBS.
  • Applicants get £5 minimum balance transfer fee from this Private Banking Credit Card.
  • Mthly balance transfer rate of 1.167 percent is offered with the credit card.
  • Unlimited maximum intro balance transfer fee is offered.
  • You take advantage of 14.9 percent standard balance transfer rate from RBS.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).

HSBC Premier High Net Worth Credit Card

  • Take advantage of free statement copies with the credit card.
  • 0% mthly purchase intro rate is available with this credit card.
  • The HSBC Premier High Net Worth Credit Card has a mthly balance transfer intro rate of 0.945 percent.
  • Get 11.9 percent representative APR from HSBC.
  • Intro purchase duration of 9 months.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).

RBS Royalties Gold YourPoints World MasterCard Ex/C

  • Customers get 2.9 percent balance transfer fee from this credit card.
  • Customers will get initial balance transfer duration of 13 months.
  • 2.9 percent intro balance transfer fee is offered.
  • The credit card has an intro purchase duration of 13 months.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Sainsbury's Bank Sainsbury's Nectar Credit Card

  • Mthly purchase intro rate of 0 percent is available with this credit card.
  • Get 25.9 percent cash advance rate.
  • The credit card gives an introductory purchase duration of 6 months.
  • This credit card offers a 16.9 percent standard balance transfer rate.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Leeds United FC Leeds United MasterCard

  • Unlimited max intro balance transfer fee is available with Leeds United MasterCard.
  • Customers get £3 minimum balance transfer fee from the credit card.
  • The credit card gives a 3 percent initial balance transfer fee.
  • A maximum credit limit of £5,000 is offered by Leeds United FC.
  • New customers will get introductory balance transfer duration of 6 months.
  • Representative Example: The annual purchase rate is 19% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).