Full product details for the Coutts Gold Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 1 rating
1 customer rated their Coutts credit card as 5.0 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 14.7% p.a.(variable) so if you spend £1,200 your representative APR will be 31.7% (variable)+£90 fee p.a
Intro Purchase Rate
14.7%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£90
A £90.00 annual fee is payable. The following refunds apply when the relavant thresholds are reached: Annual spend:Refund applicable: £35,000 and over £90 £25,000 - £34,999 £60 £15,000 - £24,999 £30 Additional card fee £30 pa. No refunds applicable. Excluding cash advance, travellers cheques, balance transfers, interest and charges.
Representative APR
31.7%
Representative APR is 31.7%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
Air Miles are not offered.
Availability
restricted
This product is only available to existing customers.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
yes
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
very good
Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
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Enjoy a std balance transfer rate of 10.9 percent from the Private Banking Credit Card.
Get 0% mthly balance transfer intro rate.
Private Banking Credit Card offers a minimum introductory balance transfer fee of £0.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a