Compare the Capital One Platinum Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
This Product Is No Longer Available
Capital One no longer offer the "Platinum Card".
You can find an alternative credit card by selecting one of the following options;
For comparison, here are the details of the Capital One Platinum Card before it was withdrawn:
Company:
Capital One Bank
Product:
Platinum Card
Card Details
Card Issuer:
The card is issued by Capital One Bank.
Type:
This item is only available as a Mastercard
Application Criteria
Min Age (yrs):
Applicants must be 21 or over and resident in the UK.
Min Income (£pa):
Minimum income required is £10000 p.a.
Introductory Rates
Intro Bal Tran Rate AER:
An introductory rate of 0.0% for balance transfers.
Duration of Bal Rate:
Introductory balance transfer rate applies until 01 Nov 2009.
Intro BalanceTfr Fee (%):
3.00% fee payable for balance transfers.
Max Bal Transfer Fee (£):
Unlimited
Intro Purchase Rate AER:
0.0% APR during introductory period.
Duration of Purchase Rate:
Introductory purchase rate applies until 01 Nov 2009.
Rates
APR - Purchases:
The typical APR is 16.9% p.a.
Balance Transfer AER:
The annual rate for balance transfers is 16.9%.
Balance Transfer Fee (%):
3.00% fee payable for balance transfers.
Cash Advance AER:
The annual interest rate for cash advances is 25.9%.
Benefits
Cash-Back Reward:
A cashback reward scheme is not available.
Air Miles:
No travel reward programme available.
Other Incentives:
Choice of card design available upon application.
Shopping Reward Prog:
No shopping reward program available.
Fees & Charges
Annual Fee (£):
Annual fee of £0.00
International Charges %:
If the cardholder uses the card to make a purchase or cash withdrawal in foreign currency, the transaction will be converted into sterling, and a conversion fee of 2.75% will be charged, at the exchange rate that applies on the date Capital One set.
Interest Charged from:
Interest will be calculated on a daily basis on the outstanding balance of all transactions and balance transfers from the date of the transaction or balance transfer, until the date of payment in full.
Interest Free Period:
Up to 56 days interest free period.
Min Payment £:
The amount of the minimum payment will be shown on the monthly statement and will be an amount equal to 3% of the new balance or £5, whichever is greater. In addition the cardholder must immediately pay any amounts in excess of their credit limit or which are overdue and the amount of any transaction made in breach of the agreement.
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