Capital One Fixed Rate Card
8.5% p.a. variable on balance transfers and purchases, NO balance transfer fee and free Identity Theft Service. 8.5% APR typical variable
 | You can compare the Capital One Fixed Rate Card against other Capital One Credit Cards. | ||
| Company: | Capital One Bank www.capitalone.co.uk  | ||
| Product: | Fixed Rate Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Capital One Bank. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Applicants must be 21 or over and resident in the UK. | ||
| Min Income (£pa): | Minimum income required is £10000 p.a. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | An introductory rate of 8.5% for balance transfers. | ||
| Duration of Bal Rate: | Balance transfer available until 01 Aug 2012 | ||
| Intro BalanceTfr Fee (%): | Balance transfers allowed free of charge. | ||
| Max Bal Transfer Fee (£): | Balance transfers allowed free of charge. | ||
| Intro Purchase Rate AER: | 8.5% APR during introductory period. | ||
| Duration of Purchase Rate: | Purchases at lower rate available until 01 Aug 2012 | ||
| Rates | |||
| APR - Purchases: | The typical APR is 8.5% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 8.5%. | ||
| Balance Transfer Fee (%): | Balance transfers allowed free of charge. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 25.9%. | ||
| Benefits | |||
| Cash-Back Reward: | Cashback reward not available. | ||
| Air Miles: | No travel reward programme available. | ||
| Other Incentives: | Choice of card design available upon application. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | Annual fee of £0.00 | ||
| International Charges %: | If the cardholder uses the card to make a purchase or cash withdrawal in foreign currency, the transaction will be converted into sterling, and a conversion fee of 2.75% will be charged, at the exchange rate that applies on the date Capital One set. | ||
| Interest Charged from: | Interest will be calculated on a daily basis on the outstanding balance of all transactions and balance transfers from the date of the transaction or balance transfer, until the date of payment in full. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The amount of the minimum payment will be shown on the monthly statement and will be an amount equal to 3% of the new balance or £5, whichever is greater. In addition the cardholder must immediately pay any amounts in excess of their credit limit or which are overdue and the amount of any transaction made in breach of the agreement. | ||
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| Products: | www.capitalone.co.uk Credit Cards | ||
