Capital One Low Rate Balance Transfer Card
5.5% p.a. variable on balance transfers, 0% on purchases until 1st January 2009, 3% balance transfer fee and free Identity Theft Service. 15.9% APR typical variable
 | You can compare the Capital One Low Rate Balance Transfer Card against other Capital One Credit Cards. | ||
| Company: | Capital One Bank www.capitalone.co.uk  | ||
| Product: | Low Rate Balance Transfer Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Capital One Bank. | ||
| Type: | This item is only available as a Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Applicants must be 21 or over and resident in the UK. | ||
| Min Income (£pa): | Minimum income required is £10000 p.a. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | An introductory rate of 5.5% applies for balance transfers. | ||
| Duration of Bal Rate: | Introductory balance transfer rate applies until 01 Jan 2011. | ||
| Intro BalanceTfr Fee (%): | 1.70% fee payable for balance transfers. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Duration of Purchase Rate: | Introductory purchase rate applies until 01 Jun 2009. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | 1.70% fee payable for balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 25.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No travel reward programme available. | ||
| Other Incentives: | Choice of card design available upon application. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | Annual fee of £0.00 | ||
| International Charges %: | If the cardholder uses the card to make a purchase or cash withdrawal in foreign currency, the transaction will be converted into sterling, and a conversion fee of 2.75% will be charged, at the exchange rate that applies on the date Capital One set. | ||
| Interest Charged from: | Interest will be calculated on a daily basis on the outstanding balance of all transactions and balance transfers from the date of the transaction or balance transfer, until the date of payment in full. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The amount of the minimum payment will be shown on the monthly statement and will be an amount equal to 3% of the new balance or £5, whichever is greater. In addition the cardholder must immediately pay any amounts in excess of their credit limit or which are overdue and the amount of any transaction made in breach of the agreement. | ||
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| Products: | www.capitalone.co.uk Credit Cards | ||
