Capital One Classic Visa Card
If you have an adverse credit history, they are more likely to offer you a card than most other issuers. The Capital One Classic MasterCard gives you all the flexibility of a credit card while helping you build or strengthen your credit rating. Typical 34.9% APR (variable).
 | You can compare the Capital One Classic Visa Card against other Capital One Credit Cards. | ||
| Company: | Capital One Bank www.capitalone.co.uk  | ||
| Product: | Classic Visa Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Capital One Bank. | ||
| Type: | This item is only available as a Visa card | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is18 years. | ||
| Min Income (£pa): | No minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | There is no introductory rate for balance transfers. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 34.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 35.0%. | ||
| Balance Transfer Fee (%): | 3.00% fee payable for balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 35.0%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No travel reward programme available. | ||
| Other Incentives: | Applying for the Capital One Classic MASTER CARD can help strengthen credit history. Choice of card design available upon application. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If the cardholder uses the card to make a purchase or cash withdrawal in foreign currency, the transaction will be converted into sterling, and a conversion fee of 2.75% will be charged, at the exchange rate that applies on the date Capital One set. | ||
| Interest Charged from: | Interest will be calculated on a daily basis on the outstanding balance of all transactions and balance transfers from the date of the transaction or balance transfer, until the date of payment in full. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The amount of the minimum payment will be shown on the monthly statement and will be an amount equal to 5% of the new balance or £5, whichever is greater. In addition the cardholder must immediately pay any amounts in excess of their credit limit or which are overdue and the amount of any transaction made in breach of the agreement. | ||
| Compare | |||
| Products: | www.capitalone.co.uk Credit Cards | ||
