Full product details for the British Airways BA American Express Credit Card. 9,000 bonus Avios points when you spend £1000 in your first 3 months of Cardmembership. Compare with other credit cards.
from 3 ratings
3 customers rated their British Airways credit card as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Purchase Rate
19.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£30,000
A minimum income of £30000 per annum is required.
Annual Fee
£0
There is no annual fee. However, if in the 12 months preceding the card anniversary date the total value of transactions (excluding interest and balance transfers) on the account is less than £4000, American Express will charge an account servicing charge of £20.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
yes
BA Avios Programme: 9,000 bonus Avios awarded if the cardholder spends £1,000 within three months of account opening. 1 Avios for every £1.00 of qualifying spend on the card. Automatically enrolled as an Executive Club member, if not already, on account opening. If a cardholder makes £20,000 of qualifying spend in a year, they will receive a free ticket for a companion, on the same flight, when the miles are redeemed for a BA flight.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£30,000
A minimum income of £30000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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