Barclaycard Simplicity Credit Card
Compare the Barclaycard Simplicity Credit Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 | You can compare the Barclaycard Simplicity Credit Card against other Barclaycard Credit Cards. | ||
| Company: | Barclaycard www.barclaycard.co.uk | ||
| Product: | Simplicity Credit Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by Barclaycard. | ||
| Type: | This item is only available as a Visa card | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 21 years. | ||
| Min Income (£pa): | Minimum income required is £10000 p.a. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | There is no introductory rate, the rate shown is a standard rate. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 6.8% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 6.8%. | ||
| Balance Transfer Fee (%): | 2.50% handling fee applies for balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 15.8%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Barclaycard Travel Service: Barclaycard travel service offers 7% discount on tour operator price and 2.25% booking fee waived for Thomas Cook holidays paid for with Barclaycard. May qualify for free single trip travel insurance - Cardholder plus up to 5 family members or friends covered for trips for 2-21 days, when booked through Barclaycard Travel Service. Worldwide Assistance - Help to replace lost/stolen passport or travel documents; Legal and Medical Assistance with a local English-speaking lawyer or doctor; help getting home in an emergency; interpretation. | ||
| Shopping Reward Prog: | A range of discounts, special offers and 2 for 1 deals are available from retailers including the following: CD Wow Thomas Cook Thomas Cook Publishing Avis Centre Parcs Buyagift.com Laithwaites Domino's Pizza Emirates Ticketmaster Leisure Vouchers | ||
| Fees & Charges | |||
| Annual Fee (£): | No annual fee is charged. | ||
| International Charges %: | All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%. | ||
| Interest Charged from: | Interest will be charged on a daily basis from the date of the transaction. If you are charged interest on your account in any statement, this will be a minimum of 50 pence. | ||
| Interest Free Period: | Up to eight weeks (56 days) interest free credit. | ||
| Min Payment £: | The minimum monthly payment is 2% of the total sums due on the monthly statement or £5 whichever is more; or if the statement balance is less than £5, the entire sum shown as due on the statement balance. | ||
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| Products: | www.barclaycard.co.uk Credit Cards | ||
