Barclaycard Premier Credit Card Ex/C Features & Benefits
(currently displaying summary information only)| Feature / Benefit | Summary | Details | Rating out of 5 | ||
|---|---|---|---|---|---|
| Card Details: | |||||
| Type of Card |  | Visa | This item is only available as a Visa card | ||
| Instant Online Decision | | yes | An instant online decision is available to applicants. | ||
| Application Criteria: | |||||
| Permanent UK Resident | | yes | This product is only available to individuals who are permanent UK residents. | ||
| Minimum Age | | 18 years | Minimum age for applicants is 18 years. | ||
| Minimum Income | | £0 | A minimum income of £0 per annum is required | ||
| Introductory Rates: | |||||
| Intro Balance Transfer Rate | | 0% | The introductory rate for balance transfers is 0.0% APR. |  | |
| Intro Balance Transfer Duration | | 12 months | 12 months |  | |
| Intro Balance Transfer Fee | | 2.5% | Introductory balance transfer fee of 2.50% applied. |  | |
| Minimum Intro Balance Transfer Fee | | £2.50 | A minimum introductory balance transfer fee of £2.50 is applied. | | |
| Intro Balance Transfer Window | | 60 days | Balance transfers made within 60 days will receive the introductory offer associated with this card. |  | |
| Intro Balance Transfer Offer Begins | | when account opened | The introductory balance transfer offer duration begins when account opened. | ||
| Intro Balance Transfer Availability | | during fixed term | The introductory balance transfer offer can be taken during fixed term. | ||
| Standard Rates: | |||||
| Typical APR | | 13.9% | The typical APR is 13.9% p.a. | | |
| Cash Advance Rate | | 25.9% | The annual interest rate for cash advances is 25.9%. | | |
| Benefits: | |||||
| Cashback & Rewards Credit Card | | no | no | ||
| Cashback Reward | | no | Cash- back reward not available. | ||
| Reward Points | | no | No points scheme available. | ||
| Air Miles | | no | No Air Miles scheme available. | ||
| Shopping Rewards | | no | Shopping rewards not available. | ||
| Choice of Card Design | | no choice | No choice of card design is available. | ||
| Payment Protection | | no | Payment Protection is not available. | ||
| Travel Insurance Cover | | £0 | Free Travel Insurance is not available. | ||
| Lost Luggage Cover | | no | Lost Luggage cover not available. | ||
| Fees & Charges: | |||||
| Annual Fee | | £0 | Annual fee of £0.00 | | |
| Interest Free Period | | 56 days | Up to 56 days interest free period. | | |
| Minimum Repayment % | | 2.25% | The minimum monthly payment is the larger of £5 or 2.25% of the balance shown. | | |
| Minimum Repayment £ | | £5 | The minimum monthly payment is the larger of £5.00 or 2.25% of the balance shown. | | |
| International Charges | | 2.75% | Transactions made in foreign currencies within Europe are charged a 2.75% fee. | | |
| Late Payment Charge | | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. | | |
