Barclaycard Freedom
Customers will automatically earn Reward Money via purchases at selected retailers. Reward Money is earned at 1% of the purchase price from eligible purchases. Reward Money can be redeemed at any of the selected retailers at point of sale.collapse
| Card Details | ||||
| Type of Card | Visa | This item is only available as a Visa card | ||
| Instant Online Decision | yes | An instant online decision is available to applicants. | ||
| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Minimum Age | 18 years | Minimum age for applicants is 18 years. | ||
| Minimum Income | £0 | A minimum income of £0 per annum is required | ||
| Introductory Rates | ||||
| Intro Balance Transfer Rate | 0% | The introductory rate for balance transfers is 0.0% APR. | ||
| Intro Balance Transfer Duration | 12 months | Introductory balance transfer rate applies for 12 months. | ||
| Intro Balance Transfer Window | 60 days | Balance transfers made within 60 days will receive the introductory offer associated with this card. | ||
| Intro Balance Transfer Fee | 2.5% | Introductory balance transfer fee of 2.50% applied. | ||
| Minimum Intro Balance Transfer Fee | £2.50 | A minimum introductory balance transfer fee of £2.50 is applied. | ||
| Intro Balance Transfer Offer Begins | when account opened | The introductory balance transfer offer duration begins when account opened. | ||
| Intro Balance Transfer Availability | during fixed term | The introductory balance transfer offer can be taken during fixed term. | ||
| Standard Rates | ||||
| Typical APR (Variable) | 13.9% | The typical APR is 13.9% p.a. | ||
| Cash Advance Rate | 25.9% | The annual interest rate for cash advances is 25.9%. | ||
| Benefits | ||||
| Cashback & Rewards Credit Card | yes | yes | ||
| Cashback Reward | no | Cash- back reward not available. | ||
| Rewards | yes | yes | ||
| Reward Points | yes | Barclaycard Freedom Customers will automatically earn Reward Money via purchases at selected retailers. Reward Money is earned at 1% of the purchase price...expand | ||
| Air Miles | no | No Air Miles scheme available. | ||
| Shopping Rewards | no | Shopping rewards not available. | ||
| Choice of Card Design | no choice | No choice of card design is available. | ||
| Payment Protection | no | Payment Protection is not available. | ||
| Travel Insurance Cover | £0 | Free Travel Insurance is not available. | ||
| Lost Luggage Cover | no | Lost Luggage cover not available. | ||
| Fees & Charges | ||||
| Annual Fee | £0 | Annual fee of £0.00 | ||
| Interest Free Period | 56 days | Up to 56 days interest free period. | ||
| Minimum Repayment % | 2.25% | The minimum monthly payment is the larger of £5 or 2.25% of the balance shown. | ||
| Minimum Repayment £ | £5 | The minimum monthly payment is the larger of £5.00 or 2.25% of the balance shown. | ||
| International Charges | 2.75% | Transactions made in foreign currencies within Europe are charged a 2.75% fee. | ||
| Late Payment Charge | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. | ||
