Full product details for the Barclaycard Platinum With Long Term BT credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The introductory balance transfer rate is 6.3% p.a.
Intro Balance Transfer Duration
36 months
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
0%
No fee on balance transfers made within 60 days of account opening on amounts up to £5,000.
Minimum Age
21 years
Minimum age for applicants is 21 years.
Minimum Income
£20,000
Minimum income required is £20000 p.a.
Annual Fee
£0
No annual fee is charged.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Existing Customers Only
no
Minimum Age
21 years
Minimum age for applicants is 21 years.
Minimum Income
£20,000
Minimum income required is £20000 p.a.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Barclaycard Platinum With Long Term BT With These Credit Cards
Customers have the benefit of maximum cashback rate of 5 percent.
Enjoy an intro purchase rate of 14% from this credit card.
New customers can get unlimited max cashback spend.
£25 yearly fee is offered with Platinum Cashback Credit Card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
A maximum lost luggage cover of £1,000 is offered by British Airways.
A 50.1% representative APR is available.
A 19.9% purchase interest AER is offered.
Maximumtravel delay insurance of £200 is offered.
Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a